Speed up your billing with accounts receivable software
How about a single powerful system for your billing? Xero’s cloud-based accounts receivable software automates your invoicing, accepts online payments and Tap to Pay. Spend less time chasing payments and cut down on admin while staying in control of your business’s cash flow.

Automate your invoicing
Ask Xero to send your repeating invoices to regular customers and politely nudge late payers.
Accept online payments
Add a Pay now button to your invoices to make it easy for customers to pay you instantly.
Take payments on the spot
No more card readers! The Xero Accounting app lets you accept contactless payments on your mobile.
Professional invoicing the easy way
Xero’s accounts receivable management software helps you create professional invoices fast – whether you’re customizing invoices with Xero’s templates, converting approved quotes, or doing it from scratch. Then easily track your invoices to see when they are viewed and paid.
Invoices that gain trust
Add your logo and payment terms to Xero’s invoice templates – then use them to create invoices again and again.
Automated data entry
Once you’ve added a customer to your contacts, Xero auto-populates your invoices with their info for an easy, accurate process.
Digital invoice tracking
Stay in the loop with who’s paid an invoice, and who still owes you money.

Fast payments for you and your customers
Online payments are super quick with Xero’s accounts receivable solution. The software creates digital invoices, so you can add a Pay now button for your customers to click. They go through minimal steps to send you the money, and the cash hits your bank sooner!
Keep customers happy
Give them fewer hurdles in the payment process.
Offer a choice of payment options
Let customers pay by credit and debit card, direct debit, Apple Pay, Google Pay, and ACH transfers.
Use trusted payment providers
Use PayPal, Stripe, and GoCardless to give your customers confidence.

Tap to Pay makes payments simpler
Do you see customers in person? Xero has partnered with Stripe to streamline payments for small business owners who have physical stores or sell on the go. There’s no physical terminal needed – just take out the Xero Accounting app on your phone. Easy!
- Stripe is a secure service that customers trust
- You can offer customers choices like Apple Pay, Google Pay, credit card, and debit card
- Xero automatically records and reconcile payments to keep your books up to date

Polished quotes in less time
Xero’s accounts receivable software’s features help you get the quote in front of the customer fast – so you can win the work. Quickly create a professional online quote or estimate – and once your customer says OK, turn it into an invoice in a single click.
- Well-presented quotes impress new customers
- Customers can approve estimates and quotes online with less effort
- Less manual data entry gives you a smooth workflow

Get one month free
Sign up to any Xero plan, and we will give you the first month free.
Swap manual work…
for swift, automated, error-free invoicing
Xero’s accounts receivable automation software does the work for you.
- Send recurring bills to your regular customers
- Auto-populate your invoices with info from your saved contacts
- Politely nudge your customers about outstanding invoices
Get a 20/20 view of your cash flow
A clear view of cash in and out of your business helps you make better decisions. Xero’s dashboard displays your latest figures, including any outstanding invoices and short-term cash flow projections. You’ll know what you can spend each month, so you’re never short of cash.
See exactly what you’re owed
Confidently communicate with customers with precise figures in front of you.
Get a 30-day cash flow projection
Let Xero predict your cash flow by looking at your repeating bills and invoices.
Check your dashboard on the go
See your business’s headline info and check its financial health – all on your mobile!
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Getting Xero made the whole business more efficient. It made accessing the accounts so much easier.
Xero lets Sidonie from Papersmiths focus on other parts of her business

FAQs on Xero’s automated accounts receivable software
The best accounts receivable software makes it easy to manage your customer invoices and payments. Xero does this by automating much of the process, and streamlining the rest. You can easily create and send professional invoices, offer your customers popular online payment options, and keep track of who owes you money. Xero also integrates with third-party apps to give you extra functions, like Tap to Pay for contactless payments.
Find apps on the Xero App StoreThe best accounts receivable software makes it easy to manage your customer invoices and payments. Xero does this by automating much of the process, and streamlining the rest. You can easily create and send professional invoices, offer your customers popular online payment options, and keep track of who owes you money. Xero also integrates with third-party apps to give you extra functions, like Tap to Pay for contactless payments.
Find apps on the Xero App StoreXero’s accounts receivable management software speeds up your billing process with automations. If you invoice a customer for the same amount each time, schedule Xero to send these invoices for you automatically. And if customers are late to pay, let Xero follow up with polite reminders – saving you time and hassle. Xero also lets your customers pay you directly from the invoice, in just a few easy steps. All this means you get paid sooner!
Xero’s accounts receivable management software speeds up your billing process with automations. If you invoice a customer for the same amount each time, schedule Xero to send these invoices for you automatically. And if customers are late to pay, let Xero follow up with polite reminders – saving you time and hassle. Xero also lets your customers pay you directly from the invoice, in just a few easy steps. All this means you get paid sooner!
Absolutely! Use the Xero Accounting app to create and send invoices in a flash. You can do other jobs, too – like check your cash flow, pay bills, and reconcile your bank transactions.
Here’s how the Xero Accounting app can boost your businessAbsolutely! Use the Xero Accounting app to create and send invoices in a flash. You can do other jobs, too – like check your cash flow, pay bills, and reconcile your bank transactions.
Here’s how the Xero Accounting app can boost your businessXero integrates with many popular payment gateways so customers can pay you directly from their invoices. They can pay with credit card, direct debit, PayPal, Apple Pay, and Google Pay – among other options. This seamless process increases the chance you’ll be paid on time!
Xero integrates with many popular payment gateways so customers can pay you directly from their invoices. They can pay with credit card, direct debit, PayPal, Apple Pay, and Google Pay – among other options. This seamless process increases the chance you’ll be paid on time!
Yes – one of the top benefits of implementing Xero’s accounts receivable automation software is you can quickly check who owes you money. Whenever you have a spare minute, check your Xero dashboard for the latest view of your cash flow and outstanding invoices.
Yes – one of the top benefits of implementing Xero’s accounts receivable automation software is you can quickly check who owes you money. Whenever you have a spare minute, check your Xero dashboard for the latest view of your cash flow and outstanding invoices.
You can create professional quotes and estimates online. It’s then easy for customers to click to accept before you convert the quote or estimate into an invoice. This smooth process all happens in Xero, so there’s no switching between platforms – saving you heaps of time and effort.
You can create professional quotes and estimates online. It’s then easy for customers to click to accept before you convert the quote or estimate into an invoice. This smooth process all happens in Xero, so there’s no switching between platforms – saving you heaps of time and effort.
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Early
Usually $25
Now $2.50
USD per month
Save $67.50 over 3 months
Growing
Usually $55
Now $5.50
USD per month
Save $148.50 over 3 months
Established
Usually $90
Now $9
USD per month
Save $243 over 3 months