Get paid 15 days faster using GoCardless and Xero

Running a business shouldn’t involve worrying about your cash flow and chasing customers for payment. Xero have teamed up with GoCardless so you can automatically collect recurring payments as soon as your invoices are due. No hassle, just simple, dependable cash flow.

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Improve cash flow

Predictable cash flow

GoCardless automatically collects payment on the due date of your invoices, making your cash flow predictable.

Reduce admin

Stop chasing payments

Stop chasing unpaid invoices. Automate your accounts receivable and eliminate your debtors.

Happier customers

Save time on admin

GoCardless payments are automatically reconciled against your invoices. Less bookkeeping means more productivity.

How GoCardless works

Getting paid shouldn’t be painful so GoCardless puts you in control of when you collect payment. Your customer authorises you to take automated ACH debit payments directly from their bank account.

It’s perfect for recurring payments. Once GoCardless is set up, whenever you issue an invoice, payment will automatically be collected as soon as it’s due.

Adding GoCardless as a payment service in Xero is simple. Give your customers the option to pay via GoCardless in just a few clicks.

Join over 50,000 businesses around the world and say goodbye to late payments forever.



Split an invoice payment into instalments

Spread the cost of your services over time or offer a payment plan for high-value items. Choose to split a single Xero invoice into a schedule of smaller instalment payments for greater flexibility.


The first global network for recurring payments

Take Bank Debit payments from your customers around the world. Collect payment in their currency and receive payout to your domestic bank account in your local currency with built-in FX powered by Transferwise.

Get the simplicity and predictability of ACH debit payments across borders with a transparent fee.




Set up in minutes, save hours of chasing payments

Get connected

Create a GoCardless for Xero account and connect it to Xero.

Online mandates

Simple, one-time setup

Your customers only need to set up their payment details once using a secure online form. This gives you authorisation to automatically debit their account.

Collect payments

Issue invoices and automatically collect payment on the due date. The customer is always notified prior to collection. Accept payments in USD, CAD, GBP, Euro, AUD & more.


Sync with Xero

Funds are deposited into your bank account a few days after the customer is debited. The invoice is automatically reconciled in Xero. Real-time payment notifications let you know where you stand.


For Jonathan, Xero and GoCardless were a no-brainer

See how accountancy firm FD Works uses GoCardless for Xero to get paid on time and improve cash flow.

John | GoCardless

Get started with GoCardless for Xero

Getting started is simple. Set up a GoCardless account and connect your Xero account to the GoCardless for Xero app.

Get started

To learn more about our partnership, read our blog post.