Cash flow management for small businesses
Maintaining healthy cash flow is now more important than ever. Browse expert resources from Xero to improve your cash flow management.
Understanding cash flow for business
Learn the fundamentals of cash flow management for business with our expert guides and articles.
Guides to help you manage cash flow and business finances
Our expert guides explore how to maintain healthy cash flow and stay on top of your finances
How to manage your finances and cash flow
Your small business exists to make you money. And you can't do that unless you manage your finances and cash flow
Common cash flow problems and solutions for small businesses
We outline common cash flow problems that small businesses face and how to successfully navigate them.
Cash flow forecasting for small businesses
Cash flow forecasting plays a vital role in effective cash flow management for your small business. Here’s how.
Cash flow versus profit: What are the key differences?
Cash flow and profit are two key metrics that can help you assess the financial health of your business.
Cash flow financing explained
Cash flow financing is a way of borrowing funds against your future cash inflows, instead of against business assets.
A guide to building the perfect cash flow app stack
We explore how you can diagnose cash flow issues in your business and find the right tools and processes to remedy them.
Guides to help you manage late payments and invoicing
Managing invoicing and payments is crucial for healthy cash flow. Here’s why.
Strategies to manage late payments
Learn why staying on top of late payments is so important for small business cash flow.
How to invoice
Late payments can have a huge impact on cash flow and financial health.
How to build a watertight accounts receivable
Learn why having a watertight accounts receivable process is crucial for maintaining healthy cash flow.
Discover Xero’s cash flow calculator and supporting guides
Xero’s cash flow calculator and guides on cash flow calculations will help you better understand your financial health.
Xero’s cash flow calculator
Find out how much money is moving in and out of your business with our free cash flow calculator.
How to calculate cash flow
Learn how to calculate cash flow and practice good cash flow management in our guide for small businesses.
How opportunity costs can affect your cash flow
Opportunity costs represent the potential benefits you may miss out on when choosing one investment over another.
Discounted cash flow: what is it and how do you calculate it?
We explore what discounted cash flow (DCF) is, how to calculate it, and how your small business could benefit from it.
What is cash flow from operations and how do you calculate it?
We explore how to calculate cash flow from operations and why it's so helpful for understanding your business finances.
Money Matters report
Our 2023 Money Matters report shows that most UK small businesses struggle with maintaining a healthy cash flow. See how Xero can help you better manage your cash flow.
Read the Money Matters report
Using Xero for invoicing, bills and cash flow
Our video content explores how to use Xero to get your invoices paid faster, keep track of bills and stay on top of cash flow.
Get your invoices paid faster
Xero has a number of invoicing features to help you get paid faster. Discover our top five in this video.
Track your bills and pay them on time
Learn about Xero features that will help you track your bills and pay them on time to avoid late payment fees.
Webinar: Improve your cash flow
Learn how to improve your business’ financial performance and gain better financial control with Xero.
A closer look at fostering healthy cash flow
Learn how to master cash flow management and build a healthy business with Xero.
Manage your cash flow in Xero
Xero has a number of features that will help you track and manage your cash flow. Here are our top four.
Stay on top of cash flow with XeroGet a free cash flow forecast template
We provide you with a free cash flow forecast template, along with explaining how to make sense of a cash flow forecast.
Free cash flow forecast templateGet a free cash flow statement template
Take a look at our free cash flow statement template, along with an example of how to use it and how to pull data from your business.
Free cash flow statement template
Government support and relief schemes
Learn about HMRC’s initiatives, schemes, and the wider support available to you and your employees.
Predict the future with Xero Analytics Plus
Analytics Plus allows businesses to measure their cash flow and financial health, helping you spot opportunities and mitigate risks.
Discover Xero Analytics Plus
Xero’s made a big difference in helping keep my finances organised.
Ade Hassan, founder of Nubian Skin
Managing the stresses of cash flow
Prioritise your wellbeing with free resources on our ‘Brains Behind the Business’ hub, because a healthy business starts with you.
Explore our business wellbeing resources
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.