Make bill payments, without leaving Xero
Know what you owe and what's been paid. Pay multiple bills at once, track payments in real time and reconcile transactions automatically.
See how to make bill payments in Xero
From bill to paid, without the admin
Pay one bill or many, even schedule payments* in advance. Reconciliation happens automatically, so your records are accurate and your cash flow position is current.
*Schedule payments is planned to launch later in 2026
Pay your suppliers, your way
Choose how to pay your bills, by bank transfer, PayID or BPAY. Funds are available to your suppliers almost immediately when your bank supports instant payments.
Your team does the prep. You approve.
Delegate bill preparation to your team while you maintain final review and sign-off. See exactly what’s been paid, in real time, without logging into your bank.
Confidence in every payment
Xero has partnered with Airwallex to securely process payments, and monitor transactions for suspicious activity. Providing you with peace of mind at every step.
Get 20+ hours back every month. Small business customers say they save an average of 5 hours weekly on bill management in Xero - bills creation, payments and reconciliation handled automatically.
More about online bill payments in Xero
Powered by Airwallex, you can securely pay bills online, directly from Xero. To get started, simply verify your business details with Airwallex and connect your bank account. Then choose the bills you want to pay, select Make online payment as the payment option, and approve the payment in Xero.
Powered by Airwallex, you can securely pay bills online, directly from Xero. To get started, simply verify your business details with Airwallex and connect your bank account. Then choose the bills you want to pay, select Make online payment as the payment option, and approve the payment in Xero.
When you use online bill payments in Xero, your payments are processed by Airwallex. As part of the set up process, you’ll need to agree to Airwallex’s Connected Account Agreement and Global Privacy Policy. Xero’s terms of use, including Xero’s payments terms and privacy notice, also apply to your use of this service.
When you use online bill payments in Xero, your payments are processed by Airwallex. As part of the set up process, you’ll need to agree to Airwallex’s Connected Account Agreement and Global Privacy Policy. Xero’s terms of use, including Xero’s payments terms and privacy notice, also apply to your use of this service.
A set number of domestic (AUD) bill payments are included in the Xero Grow, Comprehensive, Ultimate and Ultra pricing plan per month. A $0.35 payment fee applies for any additional payments.
A set number of domestic (AUD) bill payments are included in the Xero Grow, Comprehensive, Ultimate and Ultra pricing plan per month. A $0.35 payment fee applies for any additional payments.
You can fund bill payments using a bank account. However, you can choose whether your supplier receives their funds via bank transfer, PayID or BPAY (the delivery method).
You can fund bill payments using a bank account. However, you can choose whether your supplier receives their funds via bank transfer, PayID or BPAY (the delivery method).
Yes, you can set up approval processes. Allow employees or your advisor to help prepare bills for payment, then they can request someone to pay and you will be notified to review and approve the payments.
Yes, you can set up approval processes. Allow employees or your advisor to help prepare bills for payment, then they can request someone to pay and you will be notified to review and approve the payments.
Ready to get started?
Setting up online bill payments is free and easy, simply login to Xero and verify your business details with Airwallex.
Disclaimer
When you use online bill payments in Xero, your payments are processed by Airwallex, a leading financial platform. All use of Airwallex’s services are subject to Airwallex’s Connected Account Agreement, and Product Disclosure Statement, which you should read before using online bill payments.
Airwallex’s Connected Account Agreement20+ hours based on a survey conducted by Xero of 485 small businesses globally using Xero, October 2025. Small businesses say they save an average of 5 hours weekly on bills management with Xero - bills creation, payments, and reconciliation handled automatically.