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Naomi Lai

Naomi Lai is a professional finance content writer with more than five years of experience creating engaging, well-researched articles and guides to make complex subjects more accessible. She has covered a range of topics including career development, professional services, and finance.

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Read all of Naomi's articles for Xero

Fixed-fee revenue projection and retainer cash flow management are essential for service firms to maintain profitability.

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Fixed-fee revenue projection and retainer cash flow management are essential for service firms to maintain profitability.

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Learn about optimising profit margins for service businesses with these helpful strategies you can implement right away.

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Learn about optimising profit margins for service businesses with these helpful strategies you can implement right away.

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Annual leave accrual is how permanent employees earn paid time off in Australia. Full-time staff accrue 2.923 hours per 38-hour week, or 4 weeks per year.

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Annual leave accrual is how permanent employees earn paid time off in Australia. Full-time staff accrue 2.923 hours per 38-hour week, or 4 weeks per year.

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Get a plain-English guide to workers compensation insurance in Australia: who needs cover, costs, contractor rules, and state registration steps.

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Get a plain-English guide to workers compensation insurance in Australia: who needs cover, costs, contractor rules, and state registration steps.

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Learn how PayTo works in Australia, its benefits for small businesses, and how it helps cut fees, speed settlement, and improve reconciliation.

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Learn how PayTo works in Australia, its benefits for small businesses, and how it helps cut fees, speed settlement, and improve reconciliation.

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Understand superannuation compliance, including payable obligations, reporting deadlines, and tips to keep your small business compliant.

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Understand superannuation compliance, including payable obligations, reporting deadlines, and tips to keep your small business compliant.

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Explore the latest digital payment trends in Australia and discover small business payment solutions, contactless options, and real-time systems to boost cash flow.

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Explore the latest digital payment trends in Australia and discover small business payment solutions, contactless options, and real-time systems to boost cash flow.

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Plans to suit your business

All pricing plans cover the accounting essentials, with room to grow.

Ignite

$7.40 per month excl. GST

for the first 3 months

Then $37 per month

Accounting basics for businesses starting out.

Grow

$17.80 per month excl. GST

for the first 3 months

Then $89 per month

Accounting tools for the self-employed and growing businesses.

Comprehensive

$23.40 per month excl. GST

for the first 3 months

Then $117 per month

Streamlined accounting and payroll for businesses with employees.

Ultimate

$27 per month excl. GST

for the first 3 months

Then $135 per month

Accounting, payroll and forecasting tools to help businesses scale for future growth.

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