The Emotional Tax Return: Results are in.
Through research conducted by Xero with small businesses across New Zealand, the Emotional Tax Return reveals the hidden mental load of running a business. By understanding everything that holds you back, we can help you find the best way forward.

The tax that costs more than money
The Emotional Tax Report reveals the real impact of business stress on Kiwi owners, the true weight you’re carrying every day. Download the report to see what business owners told us and discover how you can start reducing your burden.
Download Emotional Tax report
No more ‘Tax Shock’ surprises
More than half (56%) of NZ owners have been hit with a surprising tax bill. With Xero, your numbers are updated in real-time. You’ll see exactly what’s coming around the corner, so you can plan with confidence instead of crossing your fingers.
See how real-time reporting works
Trade late nights for “me-time”
When stress peaks, a third of owners cope by overworking. Xero automates the repetitive admin that keeps you at your desk late. Features like bank reconciliation powered by JAX help turn complexity into clarity. Reclaim your evenings for family, hobbies, or just a good night's sleep.
Explore Xero’s automation tools
Lessen the load with expert support
Only 10% of owners reach out for help when stressed. Xero makes it easy to share your data securely with your accountant or bookkeeper, to ensure you’re always looking at the same numbers. Get the expert advice you need to feel significantly less financial pressure at tax time, and all year round.
Find a Xero advisor today
Emotional Tax Refund
To give something meaningful back to small business owners across Aotearoa New Zealand — Xero is giving small business owners the chance to reclaim time and moments that matter, from anniversary dinners to long overdue vacations they may have missed over the past financial year.
How to enter:
Share a personal missed moment as an Instagram Story and tag @xero for a chance to claim it back.
Share your story on social
Switching is easier than you think
Whether you are moving from spreadsheets or another software, we have your back. From simple bank connections to 24/7 support, we will help you get up and running quickly. This allows you to focus on the parts of your business you actually love.
Get sorted for end of financial year
Get one month free
Purchase any Xero plan, and we will give you the first month free.