Read Xero’s 2023 Money matters report
Maintaining a healthy flow of cash in and out of your business is more important now than ever. Browse Xero’s latest ‘Money matters’ report, plus resources from experts to see how to better manage your cash flow and get paid faster.
Money matters report: The impact of economic conditions on the cash flow of Canadian small businesses
The 2023 ‘Money matters’ report shows that most CA small businesses are impacted but remain financially confident despite high inflation and supply chain issues. See how Xero can help you better manage your cash flow.
- 1 in 3 Canadian businesses have employed accounting software like Xero as a core cash flow tool.
- 4 in 5 small businesses report a level of confidence in their financial wellbeing and state that cash flow is a priority.
Try Xero's free cash flow calculator
Understand, improve and control your cash flow in real-time with Xero. This free calculator helps you forecast the cash flow of your business from month to month allowing you to get a quick view of the health of your business.
Try the cash flow calculator
Accounting software for your small business
Run your business accounting online with Xero. It’s easy to use accounting software, designed for small businesses.
Learn more about Xero
Customize your online invoices
Create and send professional invoices from Xero’s easy-to-use software.
- Create one or more invoice templates
- Insert your logo and set payment terms
- Add a standard message or insert more fields
Give customers more ways to pay
Make it easy for customers to make online payments via third-party payment services. When customers can pay how they want, it’s a win for them and your business.
- Add a ‘Pay now’ button to online invoices for a one-click payment
- Accept debit and credit cards, as well as direct debit
- Accept card payments with Stripe or direct debit with GoCardless
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Guides to help you manage business finances
Our expert guides explore how to maintain healthy cash flow and stay on top of your finances.
How to invoice
Looking for help on making and sending invoices and getting them paid? Check out these tips on the art of invoicing.
How to finance your business
Need finance for your business? Learn about the types of finance, approaching lenders and investors and more.
Small business bookkeeping for beginners
Bookkeeping lets you know how your small business is doing. So what does it involve and how do you make it less boring?
Guides to managing cash flow
Our expert guides explore how to maintain a healthy cash flow so you can pay your suppliers, employees, lenders and owners on time.
5 rules for managing small business cash flow
Cash flow management is vital for a growing business. Here are five rules to help you keep cash flow under control.
Online help: Track & predict cash flow in Xero
Find step-by- step instructions for tracking and predicting cash flow in these Xero Central help articles.
Track short-term cash flow and financial metrics
View predicted transactions on the short-term cash flow dashboard in Analytics Plus, and track financial metrics with a business snapshot.
Track your cash flowMake projections based on cash predictions using Analytics Plus Track financial metrics with a business snapshot
Managing when times are tough
Planning, managing and surviving through difficult times
Find out how to plan ahead, prepare and get through the tough times.
Get a free business continuity plan templateManaging debtFind an accountant or bookkeeper for help and advice
Glossary of terms
These definitions are for small business owners. Detailed definitions can be found in accounting textbooks or from accounting professionals.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.