The all-in-one to get your business done.
Invoicing, payroll, and reporting in one place.
Used by 4.9 million customers worldwide.
Built for the way Aussie businesses work.
AI you'll love. Accountability you'll trust.
While you're doing the things you love, JAX is doing the things you don't. Routine tasks, real-time insights, and all the boring bits, brilliantly.
- Get instant answers to business questions.
- Explore your finances without getting lost. Data translated for simplicity.
- Automate the boring bits, and send quotes and invoices through Xero, WhatsApp, SMS, and email.
One platform, too easy.
Accounting software with everything you need to run your business, all in one place. See what Xero can do.
See your cash flow, flow.
Know where your money's going with customisable reports. 89% agree Xero improves financial visibility.²
Chase-free invoices.
Send professional invoices with ease and save 3 hours a week with automated payment reminders.³
One login, heaps less hassle.
Keep everything connected in one place. 90% agree Xero helps manage business finances more easily.⁴
Plans to suit your business
Grow
for the first 3 months
Then $78 per month
Go beyond the basics - automate tasks and access performance dashboards.
- Send invoices and quotes
- Accept online invoice payments^
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Track GST and lodge BAS
- Smart document capture basic extraction
- View real-time reports
- Automate superannuation
- Payroll for 2 people
- 60 day cashflow forecast
- Visualise performance with graphs
- Customise performance dashboards
- Claim expenses and mileage for 1 user
Comprehensive
for the first 3 months
Then $107 per month
Optimise profitability - tailor your insights for greater control.
- Send invoices and quotes
- Accept online invoice payments^
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Track GST and lodge BAS
- Smart document capture
- View real-time reports
- Automate superannuation
- Payroll for 5 people
- 90 day cashflow forecast
- Visualise performance with graphs
- Customise performance dashboards
- Claim expenses and mileage for 5 users
- Use multiple currencies
- Tailored financial health scorecards
for the first 3 months
Then $143 per month
Future proof your scaling business - with advanced tools and analytics.
- Send invoices and quotes
- Accept online invoice payments^
- Automate bill entry and track bills
- Auto-reconcile bank transactions (Beta)
- Track GST and lodge BAS
- Smart document capture
- View real-time reports
- Automate superannuation
- Payroll for 10 people
- 180 day cashflow forecast
- Visualise performance with graphs
- Customise performance dashboards
- Claim expenses and mileage for 10 users
- Use multiple currencies
- Tailored financial health scorecards
- Analyse KPIs and ratios
- Track projects for 10 users
- Benchmark against the industry
However you work, Xero works.
Whatever your line of work, Xero helps keep your finances connected and your business moving. See all business types
Construction and trades
Send quotes, invoice and track expenses from your phone, so the paperwork’s wrapped up before you pack up the van.
Retail
Stay on top of cash flow, reduce manual admin, and spend more time with customers and less in the back office.
All your apps. All together.
Connect 1,000+ apps and keep your business running smoothly from one place.
Accountants, let’s go.
Join over 250,000 accountants and bookkeepers using Xero to stay one step ahead.
Get paid 2x faster.⁵ Sleep 4x better.
Accept card or direct debit payments online through Stripe and GoCardless.
Get paid to share the love.
For publishers, influencers, content creators and other affiliates who recommend Xero to their audiences in exchange for a referral fee.
Your first month, on us.
Any planSee what all the fuss is about.
Any plan
$0
AUD for one month
- 24/7 online support
- Cancel with one month's notice
- Safe and secure
² Source - Survey conducted by Xero of 1,505 small businesses in Australia using Xero, May 2024.
³ Source - Small businesses say they save an average of 3 hours per week chasing payments with Xero. Survey conducted by Xero of 321 small businesses globally using Xero, October 2025
⁴ Source - 90% agree Xero helps manage business finances all in one place. Xero survey of 2,634 small businesses across the UK, AU, and US, May–June 2024.
⁵ Source - Xero customers who use online invoice payments get paid up to twice as fast than those who don't use online invoice payments.