EOFY offer
90% off your plan for your first 6 months

Offer ends 30 June 2026. Terms apply.

Naomi Lai

Naomi Lai is a professional finance content writer with more than five years of experience creating engaging, well-researched articles and guides to make complex subjects more accessible. She has covered a range of topics including career development, professional services, and finance.

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Read all of Naomi's articles for Xero

Fixed-fee revenue projection and retainer cash flow management are essential for service firms to maintain profitability.

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Fixed-fee revenue projection and retainer cash flow management are essential for service firms to maintain profitability.

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Learn about optimising profit margins for service businesses with these helpful strategies you can implement right away.

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Learn about optimising profit margins for service businesses with these helpful strategies you can implement right away.

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It’s common to add payment surcharges in Australia, but setting fair and transparent rates for customers is essential.

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It’s common to add payment surcharges in Australia, but setting fair and transparent rates for customers is essential.

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Plans to suit your business

Grow

$7.50 per month

for the first 6 months

Then $75 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Track GST and lodge BAS
  • Included
    Capture bills and receipts with Hubdoc
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 2 people
  • Included
    60 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 1 user

Comprehensive

$10 per month

for the first 6 months

Then $100 per month

Optimise profitability - tailor your insights for greater control.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Track GST and lodge BAS
  • Included
    Capture bills and receipts with Hubdoc
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 5 people
  • Included
    90 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 5 users
  • Included
    Use multiple currencies
  • Included
    Tailored financial health scorecards

$13 per month

for the first 6 months

Then $130 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions (Beta)
  • Included
    Track GST and lodge BAS
  • Included
    Capture bills and receipts with Hubdoc
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 10 people
  • Included
    180 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 10 users
  • Included
    Use multiple currencies
  • Included
    Tailored financial health scorecards
  • Included
    Analyse KPIs and ratios
  • Included
    Track projects for 10 users
  • Included
    Benchmark against the industry

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.