Limited time only
Get 90% off your plan for your first 3 months when you buy by 30 September*.

Offer ends 30 September. Terms apply.

Run your business with cloud accounting software

Spend less time on the books and more on the work you love. Track your cash flow and send invoices from anywhere, on any device.

Xero's cloud accounting software dashboard showing bank balances, an account watchlist, business performance, and invoices.

Stay on top of your numbers with ease

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    Keep your cash flow up to date

    JAX automatically reconciles bank transactions where there's high confidence, giving you a reliable, up-to-date view of your finances faster, while you stay in control.

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    Know where your business stands

    See exactly where your business stands, whenever you need to.

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    Work with your advisor easily

    Share live reports with your accountant or bookkeeper, so everyone sees the same up-to-date data together.

See your real numbers, up to date

Your Xero dashboard brings accurate, up-to-date figures into a single view, so you always know how the business is tracking. Check bank balances, outstanding invoices, and cash flow the moment you log in.

More about the Xero dashboard

Get invoices out and payments in

Create and send online invoices in minutes, then let automated reminders do the chasing for you. With more ways for customers to pay, money lands in your account sooner and your cash flow stays healthy.

More about online invoicing

Stay on top of GST, BAS, and STP

Not sure when your next BAS is due? Xero tracks GST as you go, helps you prepare and lodge BAS, and keeps your payroll STP-compliant with the ATO right through the 2026–27 financial year.

Learn more from the ATO

Run your business from your pocket

Send invoices, check bills, and watch your cash flow from your phone with the Xero Accounting app. Snap a photo of a receipt at a café and it's captured before your coffee's even cold!

More about the Xero Accounting app

Keep your business data safe

Because your data matters, Xero protects it with multiple layers of security, including encryption and multi-factor authentication. Regular backups keep your information safe, so you can work with confidence wherever you are.

More about data protection at Xero

FAQs on Xero's cloud accounting software

Cloud accounting software lets you manage your finances online instead of on a program installed on one computer. Your data lives securely on remote servers, so you can log in from anywhere and everything stays up to date automatically.

Cloud accounting software lets you manage your finances online instead of on a program installed on one computer. Your data lives securely on remote servers, so you can log in from anywhere and everything stays up to date automatically.

Desktop software runs on a single machine and needs manual updates and backups. Cloud accounting software updates on its own, backs up your data in real time and lets your whole team log in from any device. Xero's cloud accounting guide explains how it works for Australian small businesses.

Desktop software runs on a single machine and needs manual updates and backups. Cloud accounting software updates on its own, backs up your data in real time and lets your whole team log in from any device. Xero's cloud accounting guide explains how it works for Australian small businesses.

Yes. Xero is cloud-based accounting software made for small businesses. You can log in from your laptop, tablet or phone, and connect hundreds of third-party integrations from the Xero App Store to keep your numbers current on every device.

Yes. Xero is cloud-based accounting software made for small businesses. You can log in from your laptop, tablet or phone, and connect hundreds of third-party integrations from the Xero App Store to keep your numbers current on every device.

There’s nothing to install. Xero runs in your web browser, so all you need is an internet connection and a device. You'll use a multi-factor authentication app to log in and keep your account secure.

There’s nothing to install. Xero runs in your web browser, so all you need is an internet connection and a device. You'll use a multi-factor authentication app to log in and keep your account secure.

Yes. Xero protects your information with encryption, multi-factor authentication and regular backups, so your financial data stays private and safe.

Yes. Xero protects your information with encryption, multi-factor authentication and regular backups, so your financial data stays private and safe.

Yes. Xero tracks GST as you go, helps you prepare and lodge BAS, and runs STP-compliant payroll to the ATO throughout the 2026–27 financial year.

Yes. Xero tracks GST as you go, helps you prepare and lodge BAS, and runs STP-compliant payroll to the ATO throughout the 2026–27 financial year.

Yes. You can invite your accountant, bookkeeper and team to the same live data, and add unlimited general users at no extra cost. Find a certified professional in the Xero advisor directory.

Yes. You can invite your accountant, bookkeeper and team to the same live data, and add unlimited general users at no extra cost. Find a certified professional in the Xero advisor directory.

Xero offers flexible plans to suit Australian small businesses of every size, so you only pay for what you need. Compare options on the pricing plans page and get one month free.

Xero offers flexible plans to suit Australian small businesses of every size, so you only pay for what you need. Compare options on the pricing plans page and get one month free.

Plans to suit your business

Grow

$15.60 per month

for the first 3 months

Then $78 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Track GST and lodge BAS
  • Included
    Smart document capture basic extraction
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 2 people
  • Included
    60 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 1 user
  • Included
    Make online bill payments
  • Included
    JAX automatically categorises and matches high-confidence bank transactions, giving you a reliable, up-to-date view of your finances.

Comprehensive

$21.40 per month

for the first 3 months

Then $107 per month

Optimise profitability - tailor your insights for greater control.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Track GST and lodge BAS
  • Included
    Smart document capture
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 5 people
  • Included
    90 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 5 users
  • Included
    Use multiple currencies
  • Included
    Tailored financial health scorecards
  • Included
    Make online bill payments
  • Included
    JAX automatically categorises and matches high-confidence bank transactions, giving you a reliable, up-to-date view of your finances.
  • Included
    Budget with smart suggestions

$28.60 per month

for the first 3 months

Then $143 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Reconcile bank transactions
  • Included
    Track GST and lodge BAS
  • Included
    Smart document capture
  • Included
    View real-time reports
  • Included
    Automate superannuation
  • Included
    Payroll for 10 people
  • Included
    180 day cashflow forecast
  • Included
    Visualise performance with graphs
  • Included
    Customise performance dashboards
  • Included
    Claim expenses and mileage for 10 users
  • Included
    Use multiple currencies
  • Included
    Tailored financial health scorecards
  • Included
    Analyse KPIs and ratios
  • Included
    Track projects for 10 users
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments
  • Included
    JAX automatically categorises and matches high-confidence bank transactions, giving you a reliable, up-to-date view of your finances.

Get one month free

Purchase any Xero plan, and we will give you the first month free.

Explore useful features to run your business

Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.