Calculate your cash flow
Find out how much money is moving in and out of your business with our free cash flow calculator. Get a steer on how your business is tracking month to month so you can plan ahead with confidence.
- Calculate your net cash flow
- See how much you’re spending
- Forecast your monthly finances
Xero cash flow calculator
This calculator helps you to forecast the cash flow of your business from month to month.
Your cash flow is: To be calculated
Cash flow is the net amount of money being transferred into and out of your business.
Monthly cash inflow –
Cash inflow is the money coming into your business.
Monthly cash outflow –
Cash outflow is the money coming out of your business.
Net cash flow –
The money coming into your business each month less the money going out
Potential cash flow –
Potential cash flow is your net cash flow if all your invoices are paid on time.
Get a real-time view of net cash flow if all your invoices are paid on time. Start a 30 day free trial
Tired of manual calculations?
Let Xero handle the numbers so you can focus on growing your business. Sign up for free!
Get paid faster with online invoice payments
Keep cash flowing by allowing your customers to pay online, straight from an invoice, with Xero’s click-to-pay functionality.
Learn more about online payments
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Early
Usually $20
Now $2
USD per month
Save $54 over 3 months
Growing
Usually $47
Now $4.70
USD per month
Save $126.90 over 3 months
Established
Usually $80
Now $8
USD per month
Save $216 over 3 months
Xero reserves the right to change pricing at any time.
*This offer is only available to organizations new to Xero that are based in the US. Offer available until 11:59pm PST on 31st March 2025 using code TAKE9043MY25 at checkout. Discount applies to base Early, Growing, Established plan subscriptions only. Offer cannot be used in conjunction with any other plan offer and cannot be exchanged for any other Xero offer. At the end of the offer period, the plan will be charged at Xero’s standard rates.
†Invoice limits for the Early plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
Xero reserves the right to change pricing at any time.
*This offer is only available to organizations new to Xero that are based in the US. Offer available until 11:59pm PST on 31st March 2025 using code TAKE9043MY25 at checkout. Discount applies to base Early, Growing, Established plan subscriptions only. Offer cannot be used in conjunction with any other plan offer and cannot be exchanged for any other Xero offer. At the end of the offer period, the plan will be charged at Xero’s standard rates.
†Invoice limits for the Early plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
Disclaimer
Xero does not provide accounting, tax, business or legal advice. This calculator has been provided for information purposes only. You should consult your own professional advisors for advice directly relating to your business.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.