Take the hassle out of 1099 filing
Xero helps you prepare and file 1099s online. Securely collect W-9s and prepare 1099 reports for easier filing.
Collect W-9s and manage contractor info
Securely request W-9s from vendors, track W-9 completion status, and efficiently manage your 1099 efiles in one place. Collecting information throughout the year makes preparing 1099s easier.
Prepare 1099 reports online
Create and manage 1099 files online. Set up rules to report payments for 1099-NEC and 1099-MISC forms. View transactions that match and see a summary of payments through the 1099 efile service.
Review and fine tune reports
Double check that you have all necessary vendor details such as your Tax ID number. Review transactions included and excluded from your 1099 file. Transactions below the $600 threshold are excluded.*
E-file without leaving Xero, for free
Xero will e-file and send a copy to your contractor for free with your Xero subscription. Easily validate addresses. Address validation helps save time handling incorrect or misplaced postage.
More about filing 1099s
Xero excludes transactions under the $600 payment threshold and credit card transactions. You can also manually exclude other transactions such as payments by debit card or third-party processors. You can still see excluded transactions in the 1099 report.
Xero excludes transactions under the $600 payment threshold and credit card transactions. You can also manually exclude other transactions such as payments by debit card or third-party processors. You can still see excluded transactions in the 1099 report.
1099-NEC is an IRS form for reporting payments made to non-employees such as independent contractors who’ve provided a service during the tax year. Find out more in the Xero guide to 1099-NECs.
Learn more about the 1099-NEC form1099-NEC is an IRS form for reporting payments made to non-employees such as independent contractors who’ve provided a service during the tax year. Find out more in the Xero guide to 1099-NECs.
Learn more about the 1099-NEC formFor detailed instructions on completing 1099s in Xero, please visit Xero Central.
Learn more about 1099 in XeroFor detailed instructions on completing 1099s in Xero, please visit Xero Central.
Learn more about 1099 in XeroTo pay vendors, create a bill or a spend money transaction, or submit a company expense claim as normal. Xero includes expenses paid via the Xero expenses feature in 1099 reports.
See how to pay 1099 contractor expensesTo pay vendors, create a bill or a spend money transaction, or submit a company expense claim as normal. Xero includes expenses paid via the Xero expenses feature in 1099 reports.
See how to pay 1099 contractor expenses
1099 e-filing for the 2025 tax season included in all Xero plans!
Xero’s partner and business subscriptions now include 1099 e-filing for the 2025 tax season at no extra cost*. Sign up before March 31.
E-file in Xero, for free
E-file 1099s and send copies to contractors directly in Xero at no additional cost with a qualifying plan.
Avoid filing errors with TIN match
Seamlessly match TINs and names in Xero to avoid costly IRS penalties — saving up to $60 per incorrect or late
Validate addresses automatically
Save time and postage errors with built-in address validation before sending contractor copies.
*Sign up before March 31, 2026 to take advantage of it.
Xero may charge a competitive fee for e-filing in future tax years. You are under no obligation to e-file with Xero in future tax years.
Information return penalties
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Purchase any Xero plan, and we will give you the first month free.
