Manage your bill payments more efficiently using Pay with TransferWise

Pay all of your bills and easily reconcile transactions using Pay with TransferWise. It’s a simple, fast and secure way to pay and manage your bills.

See pricing Register interest

Better manage your accounts payable process

Pay with TransferWise is a bill payment feature that lets you pay your suppliers through Xero using your preferred bank account.

Save time by paying multiple bills in one transaction, rather than individually.

A seamless, more efficient accounts payable process that means less time on business admin and more time on your business.

pay with transferwise

Why use Pay with TransferWise


Seamless process

 A standardised way to make UK bill payments, creating an easier and faster way to pay suppliers.


Pay bills in clicks

No matter which UK bank you’re with, you can pay and reconcile multiple bills in just a few steps.


Better visibility

See the status of payments in Xero and know that your suppliers have been paid on time. Send suppliers a remittance to notify them of payment.


Greater accuracy

You’ll be alerted of potential errors before a bill payment is processed, reducing the risk of failed payments. 


Easy reconciliation

Regardless of how many bills you pay, you’ll be able to reconcile payments in just one click through a single statement line in Xero.

Pay bills in just a few steps


Enter your bills into Xero then select those you’d like to pay.


Choose to pay using Pay with TransferWise and complete the bill payment details.


Payment details are sent securely to TransferWise ready to be paid.


Transfer funds from your existing bank account to your TransferWise account using the payment reference.


Once funds are received, TransferWise processes the payments to your suppliers. You can see the status of your payments in Xero.


Bills are automatically marked as paid and you can reconcile the payment transaction in one click.

Get started with 50% off for the first 3 months*

To use Pay with TransferWise you will need to have a TransferWise account in order to process your bill payments from Xero.

Choose a pricing plan to suit the number of bills you pay each month and receive 50% off for your first three months* when you add Pay with TransferWise to your Xero subscription (prices exclude VAT).

10 payment transactions

£1.50 per month* (£3/mo after your first three months)
35p for each additional transaction

40 payment transactions

£5 per month* (£10/mo after your first three months)
25p for each additional transaction

100 payment transactions

£10 per month* (£20/mo after your first three months)
20p for each additional transaction

You will be invoiced for Pay with TransferWise monthly, and see an additional charge included on your Xero invoice. TransferWise will not charge separately for payments made using Pay with TransferWise. You can change (upgrade or downgrade) your pricing plan once a month, which will then take effect the following monthly billing cycle. 

A payment ‘transaction’ means an individual payment or part payment of a bill that is successfully processed using Pay with TransferWise. So one batch of 20 bills would mean 20 transactions.  If you pay a bill in instalments, then each part payment will be one transaction. Transactions can only be used within your Xero subscription month and do not roll over to the following month.



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More FAQs

*Pay with TransferWise offer terms: Get 50% off the price of your selected Pay with TransferWise plan (not including fees for additional transactions) for the first three months.  Once this period has ended, standard pricing will apply. Offer subject to Xero's offer details.

You will need a TransferWise account to use Pay with TransferWise. TransferWise only supports businesses that meet its acceptable use policy, and accepts sign-ups at its own discretion. Xero can't guarantee that all businesses signing up for a TransferWise account will be accepted. Read more about whether your business is eligible to use TransferWise here.

TransferWise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.