Give your customers more ways to pay & get paid faster
Limited Time Offer: Sign up to Xero, add Stripe and enjoy FREE online invoice payments for 60 days.*

Watch your cash flow grow with more ways to get paid
Get paid 2x faster
Give your customers more ways to pay you & get paid up to 2x faster. Cards, digital wallets, and secure bank payments
Payment options that work the way you do
Accept payments by credit cards, debit cards, buy now, pay later, Pay By Bank and more by connecting to Stripe.
Make it easy for customers to pay
Let customers pay the way they want. Choose to send invoices via SMS, or send a quick link to get paid.
How to activate FREE online invoice payments:
Super charge your business and sign up for Xero.
Sign up for XeroSuper charge your business and sign up for Xero.
Sign up for XeroAdd Stripe to your invoice payments by the 31st of October. We’ll send you an email to remind you.
See how to add StripeAdd Stripe to your invoice payments by the 31st of October. We’ll send you an email to remind you.
See how to add StripeStart accepting online payments straight from your invoice to get paid up to 2x faster. Pay $0 transaction fees for the next 60 days.* See below for details.
Start accepting online payments straight from your invoice to get paid up to 2x faster. Pay $0 transaction fees for the next 60 days.* See below for details.
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Simple
A new plan, specifically for non VAT businesses, with features designed for sole traders and landlords.
Simple
£7
GBP per month
- Send quotes and 10 invoices†
- MTD for Income Tax ready
- Reconcile bank transactions
- Capture receipts with Hubdoc
- Automate CIS calculations and reports
Accounting software for your small business
Run your business accounting online with Xero. Easy-to-use accounting software, designed for your small business.
- Everything in one place
- Connect to your bank
- Collaborate in real time
- Customise to suit your needs

Start accepting online payments in minutes
Setting up online payments in Xero is easy. With just a few steps you can connect Stripe to your invoices, allowing your customer to securely pay online while reducing the time you spend chasing payments.
- Connect a Stripe to online invoices in Xero for free
- No subscription costs
- Only pay a transaction fee when customers pay online
- Invoices are marked as paid, matched and ready to be reconciled
- Xero customers report they spend 50% less time chasing payments¹

FAQs about accepting payments
Use online payments so your business can automatically accept payments from customers. For example, you can use Stripe to take payments via credit card, debit card, Apple Pay or Google Pay, secure bank payments and buy now, pay later options. (Note that Stripe is not available in some countries.)
See how to add a payment serviceUse online payments so your business can automatically accept payments from customers. For example, you can use Stripe to take payments via credit card, debit card, Apple Pay or Google Pay, secure bank payments and buy now, pay later options. (Note that Stripe is not available in some countries.)
See how to add a payment serviceStripe helps customers pay online in many ways, like credit and debit cards, digital wallets, and ‘buy now, pay later’ options. Stripe also lets you accept multiple payment types with a single signup, and feeds the transactions to Xero for you to reconcile them
Learn more about accepting online payments with Stripe and XeroStripe helps customers pay online in many ways, like credit and debit cards, digital wallets, and ‘buy now, pay later’ options. Stripe also lets you accept multiple payment types with a single signup, and feeds the transactions to Xero for you to reconcile them
Learn more about accepting online payments with Stripe and XeroThe link below has step-by-step instructions for setting up Stripe. You can then accept payments by multiple methods, including credit and debit cards, Apple Pay and Google Pay, and ‘buy now, pay later’ options.
See how to add Stripe as a payment serviceThe link below has step-by-step instructions for setting up Stripe. You can then accept payments by multiple methods, including credit and debit cards, Apple Pay and Google Pay, and ‘buy now, pay later’ options.
See how to add Stripe as a payment serviceUse a payment service provider to accept card payments. Stripe, for example, is a leading provider that works with Xero. When you sign up to Stripe, Xero adds a Pay Now button to your invoices so customers can pay you by credit card directly from their invoices.
Use a payment service provider to accept card payments. Stripe, for example, is a leading provider that works with Xero. When you sign up to Stripe, Xero adds a Pay Now button to your invoices so customers can pay you by credit card directly from their invoices.
When your customer receives a Xero invoice, they can pay according to the payment methods you've enabled. Xero then sends payment information via an online payment gateway to their bank, which checks their identity and available funds before payment.
When your customer receives a Xero invoice, they can pay according to the payment methods you've enabled. Xero then sends payment information via an online payment gateway to their bank, which checks their identity and available funds before payment.
Limited Time Offer: FREE Payments for 60 Days*
Sign up to Xero, add Stripe and enjoy FREE online invoice payments for 60 days.* See below for details.
All prices are GBP per month and exclude VAT.
Xero reserves the right to change pricing at any time.
*Xero & Stripe 60 day free offer: This offer is available to eligible Xero subscribers in AU, UK, Canada, NZ and US who connect a new Stripe account via Xero before 31 October 2025. Under this offer, transaction fees for each eligible Xero subscriber will be waived for 60 days, or until the transaction volume limit is reached (AU: $15,000, UK: £8,000, US: $10,000, CA: $10,000, NZ: $15,000), whichever is first - after which standard fees apply. Fees for currency conversion, instant payouts, and disputes are excluded. Limit one per organisation. Full T&Cs apply, see here.
† Invoice limits for the Xero Simple & Ignite plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly subscription amount, and are subject to change. All fees are in GBP and exclude VAT unless otherwise specified.
†† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly base subscription amount, are not eligible for subscription discounts and offers, and are subject to change. See here for more information.
Hubdoc is included in Xero Simple, Ignite, Grow, Comprehensive and Ultimate plans as long as it’s connected to your Xero subscription.
Your use of the Xero services is subject to the Xero Terms of Use and Privacy Notice and your use of the Hubdoc services is subject to the Hubdoc Terms of Use.
Limits for Xero Projects and Xero Expenses are per active user, per month.
All prices are GBP per month and exclude VAT.
Xero reserves the right to change pricing at any time.
*Xero & Stripe 60 day free offer: This offer is available to eligible Xero subscribers in AU, UK, Canada, NZ and US who connect a new Stripe account via Xero before 31 October 2025. Under this offer, transaction fees for each eligible Xero subscriber will be waived for 60 days, or until the transaction volume limit is reached (AU: $15,000, UK: £8,000, US: $10,000, CA: $10,000, NZ: $15,000), whichever is first - after which standard fees apply. Fees for currency conversion, instant payouts, and disputes are excluded. Limit one per organisation. Full T&Cs apply, see here.
† Invoice limits for the Xero Simple & Ignite plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly subscription amount, and are subject to change. All fees are in GBP and exclude VAT unless otherwise specified.
†† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly base subscription amount, are not eligible for subscription discounts and offers, and are subject to change. See here for more information.
Hubdoc is included in Xero Simple, Ignite, Grow, Comprehensive and Ultimate plans as long as it’s connected to your Xero subscription.
Your use of the Xero services is subject to the Xero Terms of Use and Privacy Notice and your use of the Hubdoc services is subject to the Hubdoc Terms of Use.
Limits for Xero Projects and Xero Expenses are per active user, per month.
Claims
¹Survey conducted by Xero of 172 small businesses in Australia using Xero, May 2024