Give your customers more ways to pay & get paid faster

Limited Time Offer: Sign up to Xero, add Stripe and enjoy FREE online invoice payments for 60 days.*

A hand holding a phone with the Stripe logo and payment options

Watch your cash flow grow with more ways to get paid

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    Get paid 2x faster

    Give your customers more ways to pay you & get paid up to 2x faster. Cards, digital wallets, and secure bank payments

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    Payment options that work the way you do

    Accept payments by credit cards, debit cards, buy now, pay later, Pay By Bank and more by connecting to Stripe.

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    Make it easy for customers to pay

    Let customers pay the way they want. Choose to send invoices via SMS, or send a quick link to get paid.

How to activate FREE online invoice payments:

Super charge your business and sign up for Xero.

Sign up for Xero

Super charge your business and sign up for Xero.

Sign up for Xero

Add Stripe to your invoice payments by the 31st of October. We’ll send you an email to remind you.

See how to add Stripe

Add Stripe to your invoice payments by the 31st of October. We’ll send you an email to remind you.

See how to add Stripe

Start accepting online payments straight from your invoice to get paid up to 2x faster. Pay $0 transaction fees for the next 60 days.* See below for details.

Start accepting online payments straight from your invoice to get paid up to 2x faster. Pay $0 transaction fees for the next 60 days.* See below for details.

Plans to suit your business

All pricing plans cover the accounting essentials, with room to grow.

Ignite

£16

GBP per month

Accounting basics for businesses starting out.

Grow

£37

GBP per month

Accounting tools for the self-employed and growing businesses.

Comprehensive

£50

GBP per month

Streamlined accounting and payroll for businesses with employees.

Ultimate

£65

GBP per month

Accounting, payroll and forecasting tools to help businesses scale for future growth.

Simple

A new plan, specifically for non VAT businesses, with features designed for sole traders and landlords.

Simple

£7

GBP per month

  • Included
    Send quotes and 10 invoices†
  • Included
    MTD for Income Tax ready
  • Included
    Reconcile bank transactions
  • Included
    Capture receipts with Hubdoc
  • Included
    Automate CIS calculations and reports

Accounting software for your small business

Run your business accounting online with Xero. Easy-to-use accounting software, designed for your small business.

  • Included
    Everything in one place
  • Included
    Connect to your bank
  • Included
    Collaborate in real time
  • Included
    Customise to suit your needs
Explore accounting software
person holding an ipad

Start accepting online payments in minutes

Setting up online payments in Xero is easy. With just a few steps you can connect Stripe to your invoices, allowing your customer to securely pay online while reducing the time you spend chasing payments.

  • Included
    Connect a Stripe to online invoices in Xero for free
  • Included
    No subscription costs
  • Included
    Only pay a transaction fee when customers pay online
  • Included
    Invoices are marked as paid, matched and ready to be reconciled
  • Included
    Xero customers report they spend 50% less time chasing payments¹
Add online payment methods to your invoices
small business owner connecting their payment

Get started with Xero

Join over 4.2 million subscribers using Xero to power their business.

  • Included
    Quick and easy setup
  • Included
    Cancel on 30 days notice
  • Included
    Online 24/7 support
+44

FAQs about accepting payments

Use online payments so your business can automatically accept payments from customers. For example, you can use Stripe to take payments via credit card, debit card, Apple Pay or Google Pay, secure bank payments and buy now, pay later options. (Note that Stripe is not available in some countries.)

See how to add a payment service

Use online payments so your business can automatically accept payments from customers. For example, you can use Stripe to take payments via credit card, debit card, Apple Pay or Google Pay, secure bank payments and buy now, pay later options. (Note that Stripe is not available in some countries.)

See how to add a payment service

Stripe helps customers pay online in many ways, like credit and debit cards, digital wallets, and ‘buy now, pay later’ options. Stripe also lets you accept multiple payment types with a single signup, and feeds the transactions to Xero for you to reconcile them

Learn more about accepting online payments with Stripe and Xero

Stripe helps customers pay online in many ways, like credit and debit cards, digital wallets, and ‘buy now, pay later’ options. Stripe also lets you accept multiple payment types with a single signup, and feeds the transactions to Xero for you to reconcile them

Learn more about accepting online payments with Stripe and Xero

The link below has step-by-step instructions for setting up Stripe. You can then accept payments by multiple methods, including credit and debit cards, Apple Pay and Google Pay, and ‘buy now, pay later’ options.

See how to add Stripe as a payment service

The link below has step-by-step instructions for setting up Stripe. You can then accept payments by multiple methods, including credit and debit cards, Apple Pay and Google Pay, and ‘buy now, pay later’ options.

See how to add Stripe as a payment service

Use a payment service provider to accept card payments. Stripe, for example, is a leading provider that works with Xero. When you sign up to Stripe, Xero adds a Pay Now button to your invoices so customers can pay you by credit card directly from their invoices.

Use a payment service provider to accept card payments. Stripe, for example, is a leading provider that works with Xero. When you sign up to Stripe, Xero adds a Pay Now button to your invoices so customers can pay you by credit card directly from their invoices.

When your customer receives a Xero invoice, they can pay according to the payment methods you've enabled. Xero then sends payment information via an online payment gateway to their bank, which checks their identity and available funds before payment.

When your customer receives a Xero invoice, they can pay according to the payment methods you've enabled. Xero then sends payment information via an online payment gateway to their bank, which checks their identity and available funds before payment.

Limited Time Offer: FREE Payments for 60 Days*

Sign up to Xero, add Stripe and enjoy FREE online invoice payments for 60 days.* See below for details.

All prices are GBP per month and exclude VAT.

Xero reserves the right to change pricing at any time.

*Xero & Stripe 60 day free offer: This offer is available to eligible Xero subscribers in AU, UK, Canada, NZ and US who connect a new Stripe account via Xero before 31 October 2025. Under this offer, transaction fees for each eligible Xero subscriber will be waived for 60 days, or until the transaction volume limit is reached (AU: $15,000, UK: £8,000, US: $10,000, CA: $10,000, NZ: $15,000), whichever is first - after which standard fees apply. Fees for currency conversion, instant payouts, and disputes are excluded. Limit one per organisation. Full T&Cs apply, see here.

† Invoice limits for the Xero Simple & Ignite plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.

† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly subscription amount, and are subject to change. All fees are in GBP and exclude VAT unless otherwise specified.

†† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly base subscription amount, are not eligible for subscription discounts and offers, and are subject to change. See here for more information.

Hubdoc is included in Xero Simple, Ignite, Grow, Comprehensive and Ultimate plans as long as it’s connected to your Xero subscription.

Your use of the Xero services is subject to the Xero Terms of Use and Privacy Notice and your use of the Hubdoc services is subject to the Hubdoc Terms of Use.

Limits for Xero Projects and Xero Expenses are per active user, per month.

See our terms of use for details

Hubdoc terms of use

Pricing & fees for Stripe accounts

All prices are GBP per month and exclude VAT.

Xero reserves the right to change pricing at any time.

*Xero & Stripe 60 day free offer: This offer is available to eligible Xero subscribers in AU, UK, Canada, NZ and US who connect a new Stripe account via Xero before 31 October 2025. Under this offer, transaction fees for each eligible Xero subscriber will be waived for 60 days, or until the transaction volume limit is reached (AU: $15,000, UK: £8,000, US: $10,000, CA: $10,000, NZ: $15,000), whichever is first - after which standard fees apply. Fees for currency conversion, instant payouts, and disputes are excluded. Limit one per organisation. Full T&Cs apply, see here.

† Invoice limits for the Xero Simple & Ignite plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.

† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly subscription amount, and are subject to change. All fees are in GBP and exclude VAT unless otherwise specified.

†† Payment fees may apply to the use of online bill payments. Any payment fees are in addition to your Xero monthly base subscription amount, are not eligible for subscription discounts and offers, and are subject to change. See here for more information.

Hubdoc is included in Xero Simple, Ignite, Grow, Comprehensive and Ultimate plans as long as it’s connected to your Xero subscription.

Your use of the Xero services is subject to the Xero Terms of Use and Privacy Notice and your use of the Hubdoc services is subject to the Hubdoc Terms of Use.

Limits for Xero Projects and Xero Expenses are per active user, per month.

See our terms of use for details

Hubdoc terms of use

Pricing & fees for Stripe accounts

Claims

¹Survey conducted by Xero of 172 small businesses in Australia using Xero, May 2024