Stay compliant with Payday Super
Payday Super is here. Explore guides and tips to review your payroll and super setup so you can stay compliant and ready for what’s next.
What is Payday Super?
From 1 July 2026, employers are required to pay super at the same time as wages, and contributions need to reach the employee’s fund within seven business days of payday. Learn what this means for your business and how Xero helps you with these changes.
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Understand Payday Super and your obligations
Get clear on Payday Super—who to pay, how much to contribute, and how new timing and super guarantee rules affect your payroll.
What’s changing and why it matters
Learn what Payday Super is, when it started, why it’s been introduced and how it affects how you pay super.
How to pay super
Quick overview of your super obligations: who to pay, how to calculate contributions and payment deadlines.
Super guarantee at 12% explained
Understand the 12% super guarantee rate, dates, payroll impacts and steps to keep your business compliant.
More information from the ATO
The ATO site has more details on Payday Super and key information for employers.
Got questions? Start here
We've pulled together answers to the questions we're hearing most from the community, to help you stay informed.
Moving on from the SBSCH with confidence
See what the ATO’s Small Business Superannuation Clearing House (SBSCH) closure means for your business, how it links to Payday Super, and explore SuperStream‑compliant options to replace the SBSCH.
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Set up and streamline super in Xero Payroll
Learn how to register for auto super, run payments from payroll and keep everything in one place.
Register for auto super payments
Step‑by‑step instructions on how to set up auto super and connect a designated bank account.
Process superannuation payments
Learn how to create, approve and reconcile super payments from within Xero Payroll.
Video: Setting up auto super
See how to register, set up auto super, and make your first super payment online in just a few clicks.
Partner readiness checklist
For advisors, use this checklist and our email templates to help you plan your approach with your clients.
Guide to help businesses prepare
Learn about the changes and how you can begin to prepare so you can stay confident and compliant.
