Financial literacy resources for small business owners
New research from Xero reveals a notable gap in financial literacy among US small business owners. This infographic looks at how people get started in business and the common challenges they face.

Understanding finances can be a challenge
Among the top challenges small business owners face after start up are optimizing tax strategies, managing cash flow, and interpreting financial metrics.

Businesses want to grow but find it challenging
Over half of US business owners surveyed say building awareness and acquiring customers is their top non-financial challenge when starting out.

Few businesses plan for the unexpected
13% of small businesses have no plan in place for unexpected expenses while 14% have yet to recover from financial issues they’ve experienced.

Managing business finances
Here are some handy resources to help you get going when it comes to business finances.
How to create a small business budget
Learn how to build a small business budget that helps you manage expenses and plan for growth.
Cash flow management: Simple steps for small businesses
Learn five practical rules to track, forecast, and protect your small business cash flow.
KPIs for business: a complete guide for small business owners
Learn how to choose, track, and use KPIs to make smarter decisions for your small business.
Growing your business
Building awareness and acquiring customers
Learn how to increase sales to old customers and new, and pick up selling tips from businesses like yours.
Digital marketing for small businesses: a complete guide
Build a digital marketing strategy with free and paid tactics that fit your budget.
Growing your business
Are you ready to give it your all and take your business to the next level? Let’s look at how to grow.
Adapting to change
Recession-proofing your business
Small business experts explain how to build a resilient business in a changing economy.
