Get paid using GoCardless and Xero

GoCardless and Xero work together so you can automatically collect recurring payments as soon as your invoices are due with Direct Debit.

A business owner sits on a couch using their laptop to view payments that have been made.

Automate recurring payments

Take control of when you get paid without the chasing or expensive fees.

  • Included
    Issue invoices and automatically collect payment on the due date
  • Included
    Your customer authorises once, and future payments are made without any other actions
  • Included
    Easily collect international payments, with no extra markup
An invoice with an Accept button and a Decline button.

Transparent GoCardless fees

GoCardless charges low transaction fees with a low-cost cap on domestic payment fees. There are no hidden fees and card network markups.

A Xero setup screen for enabling customer payments by direct debit.

Less admin with GoCardless and Xero

Payments are automatically reconciled against your Xero invoices, saving you hours of bookwork.

  • Included
    Customers only need to set up their payment details once
  • Included
    Payouts are made to your bank account after being processed
  • Included
    Xero will record the GoCardless fee as an expense and reconcile the payment automatically
A payment is matched to an invoice during Xero bank reconciliation.

More about GoCardless and Xero

GoCardless is a bank-to-bank payment method. It uses direct debit, ACH and PAD to automatically collect payments directly from your customer’s bank account. Your customers only need to enter their payment details once, and that’s it. You’re authorised to collect all future payments without further action from your customer. Whether invoicing regular customers for variable amounts or for fixed, subscription-style billing, GoCardless is made for recurring payments.

GoCardless is a bank-to-bank payment method. It uses direct debit, ACH and PAD to automatically collect payments directly from your customer’s bank account. Your customers only need to enter their payment details once, and that’s it. You’re authorised to collect all future payments without further action from your customer. Whether invoicing regular customers for variable amounts or for fixed, subscription-style billing, GoCardless is made for recurring payments.

Collect payments in an international currency and receive payout in your home currency with built-in foreign exchange. The GoCardless exchange rate is provided by TransferWise, with no markup added, so you get a fair rate.

Collect payments in an international currency and receive payout in your home currency with built-in foreign exchange. The GoCardless exchange rate is provided by TransferWise, with no markup added, so you get a fair rate.

Use Xero with GoCardless

Access all Xero features for 30 days, then decide which plan best suits your business.

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Already a Xero customer? Start collecting payments now

If you’re already using Xero, you can connect your GoCardless account from within Xero.

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