Get your accounting done with the Xero Accounting app

Manage your finances on the move with Xero’s accounting and bookkeeping app. Send invoices, track expenses, and check your cash flow – anytime, anywhere.

Faster business, wherever you are

The Xero Accounting app gives you one secure, central place for your business admin. No more hopping between tools – just an easy-to-use app

Send invoices straight away to help get paid quicker
Create and send invoices as soon as the job is done, and see what's owed with reminders to customers for overdue payment
See cash flow at a glance
Monitor money coming in and out with profit and loss reports and cash flow widgets
Reconcile on the go
Update your books wherever you are, so you always have your latest finances in front of you

78% say that Xero frees them up to do the things they want*

*based on a survey run by Xero in the UK in 2023 of 599 Xero subscribers

Send invoices right away to help get paid quicker

Don’t wait until you’re back at your desk – create and send invoices from the Xero Accounting mobile app the minute the job’s done. Want to boost your cash flow? Integrate the app with payment providers like Stripe and PayPal to give your customers more ways to pay.

Easily add new customers when creating their invoices
Add your branding to new invoices you create in the app
Convert quotes to invoices in seconds
See the average time it takes each customer to pay you

Find out more about Xero’s invoicing software

An invoice sent message displays in the Xero Accounting app.

See what’s owed to you

Knowing what money comes in and out of your business is easier with the Xero Accounting App. You can stay on top of payments, send reminders, and generally know what’s what – all from your mobile or tablet.

Search and view invoices for a specific customer
Check if a customer has opened your invoice yet
Track payments to see who has and hasn’t paid you

Learn more about cash flow with Xero

An accounts administrator checks what bills need to be paid in the Xero Accounting App.

Reconcile your transactions on the go

Wherever you are, bring your financial records up to date in just a few minutes with the Xero Accounting app. The software matches bank data with your bills, invoices and receipts so you can update your records in a flash. You’ll soon be ready for the rest of your day.

See all data imported straight from your bank
Match and reconcile transactions to save more time
Spot errors and potential fraud more easily
Use suggested matches to save more time

Read up on Xero’s bank reconciliation features

A small business owner reconciles bank transactions in the Xero Accounting App while having a coffee in a cafe.

Get a clearer view of your cash flow

With the right tools, you can make better decisions for your small business. The Xero Accounting app gives you a clear view of your financial health, including cash flow, profit and loss, and key metrics, all in real time.

Keep track of cash flow, profit and loss, and account balances wherever you are.
Make informed decisions with up-to-date reports to act quickly and stay on top of your finances.
Customise your dashboard to focus on the numbers that matter most to you and your business.

Find out more about Xero’s dashboard

A business owner views the Xero dashboard in the accounting app on a mobile phone to see charts and key small business metric

Accept payments on the spot with Tap to Pay

Say goodbye to chasing payments and accept in-person contactless payments for invoices, straight from the Xero Accounting app, powered by Stripe.

No additional hardware or physical terminals needed
Less transactional admin, with invoices automatically marked as paid, ready for reconciliation
Expand where you do business and offer more secure ways for your customers to pay

Xero has given me more freedom. I can be out and about and see where the business is at, which is really important for a small business like us.

Laura Jackson and Sam Feller of Popcorn Shed watch a large pan of corn popping. — Laura and Sam keep an eye on the popcorn as well as the finances.

FAQs on the Xero Accounting app

: The Xero Accounting app makes it easy to handle your business’s financial admin, wherever and whenever you want. It gives you real-time information as you need it, so it’s great for self-employed people and small business owners who can’t afford to be tied to their desks. Instead of coming back to a pile of admin, do the simple jobs while you’re out to keep your books up to date and get you paid sooner – a massive win for your business.
The Xero Accounting app makes it easy to handle your business’s financial admin, wherever and whenever you want. It gives you real-time information as you need it, so it’s great for self-employed people and small business owners who can’t afford to be tied to their desks. Instead of coming back to a pile of admin, do the simple jobs while you’re out to keep your books up to date and get you paid sooner – a massive win for your business.
: You can take care of basic admin and bookkeeping tasks on the accounting app like creating and sending invoices, converting quotes to invoices, reconciling bank transactions, uploading receipts, and tracking your cash flow. If you need to make a business decision while you’re away from your desk, you can get the latest info on your finances. When you return to the Xero desktop for complex tasks, it’ll be up to date with your most recent activities.
Learn more about the accounting app for small businesses
You can take care of basic admin and bookkeeping tasks on the accounting app like creating and sending invoices, converting quotes to invoices, reconciling bank transactions, uploading receipts, and tracking your cash flow. If you need to make a business decision while you’re away from your desk, you can get the latest info on your finances. When you return to the Xero desktop for complex tasks, it’ll be up to date with your most recent activities.
Learn more about the accounting app for small businesses
: Small businesses can accept in-person, contactless payments with physical cards, digital wallet, or wearable devices like smartwatches. This can be done straight from the Xero Accounting app on a mobile phone, powered by Stripe, once an invoice has been raised.
Learn more about accepting payments with Tap to Pay
Small businesses can accept in-person, contactless payments with physical cards, digital wallet, or wearable devices like smartwatches. This can be done straight from the Xero Accounting app on a mobile phone, powered by Stripe, once an invoice has been raised.
Learn more about accepting payments with Tap to Pay
: The Xero Accounting app helps your small business with many accounting tasks, like tracking your cash flow, sending invoices, and reconciling transactions. Mobile accounting also gives you real-time financial insights whenever you need them, so you’re always up to date on your numbers.
The Xero Accounting app helps your small business with many accounting tasks, like tracking your cash flow, sending invoices, and reconciling transactions. Mobile accounting also gives you real-time financial insights whenever you need them, so you’re always up to date on your numbers.
: Many apps can help small businesses with their accounting and bookkeeping. These include the Xero Accounting app, which lets you do your accounting and bookkeeping while you’re away from your desk, and works seamlessly with Xero desktop software.
Many apps can help small businesses with their accounting and bookkeeping. These include the Xero Accounting app, which lets you do your accounting and bookkeeping while you’re away from your desk, and works seamlessly with Xero desktop software.
: The Xero Accounting app is free for all active Xero accounts.
The Xero Accounting app is free for all active Xero accounts.
: Each app is designed for different tasks within your business. The Xero Accounting app is for business owners to manage things like invoices, cash flow, and bank transactions. The Xero Me app is for employees to track their expenses, timesheets, and leave. The Xero Projects app helps manage specific projects, like tracking time, expenses, and job quotes.
Each app is designed for different tasks within your business. The Xero Accounting app is for business owners to manage things like invoices, cash flow, and bank transactions. The Xero Me app is for employees to track their expenses, timesheets, and leave. The Xero Projects app helps manage specific projects, like tracking time, expenses, and job quotes.
: The Xero Accounting app is a mobile app you can download directly to your device. No extra software is required.
The Xero Accounting app is a mobile app you can download directly to your device. No extra software is required.
: The Xero Accounting app is available on iOS and Android devices, including iPads and tablets. Make sure your device runs iOS 16 or higher for full compatibility.
The Xero Accounting app is available on iOS and Android devices, including iPads and tablets. Make sure your device runs iOS 16 or higher for full compatibility.

Accounting software for your small business

Run your business accounting online with Xero. It's easy-to-use accounting software, designed for your small business.

Everything in one place
Connect to your bank
Collaborate in real time
Customise to suit your needs

Explore accounting software

A chart of income and expenses displays in Xero’s online accounting software on a tablet.

Essential guidance for your small business

A successful business needs the right foundations. Here’s expert advice on starting and building your business, and managing your finances.

Guide
How to start your own business in the UK
You’ll need to understand legal and tax requirements, and do some market research. Download our guide to find out how.
Chaptered guide
Growing your business
Are you ready to drop the hammer and take your business to the next level? Let’s look at how to grow.
Chaptered guide
How to do bookkeeping
Bookkeeping includes everything from basic data entry to tax prep. Let’s look at the core jobs and see how they’re done.