Open Banking


Existing Xero bank feeds with Barclays and feeds set up using Yodlee now no longer work but with Open Banking direct feeds available in Xero for all of the CMA 9 banks, over 90% of our customers have direct bank feed to connect to.  

Check this page to see if you have a new Open Banking feed to upgrade to or if you'll be required to manually upload your bank transactions.

See available feeds

What is Open Banking?

Open Banking means you can choose to share your bank transaction data securely and electronically with companies like Xero. It was introduced to encourage competition in the banking industry, giving you more choice, as well as greater control of your data and how it’s used.

Open banking requirements now in force

Financial institutions must now comply with Open Banking regulations.  All Xero’s old bank feeds with Barclays, as well as all feeds set up using Yodlee are non-compliant and have stopped automatically importing bank transactions.  

Most of our customers will have a new Open Banking feed available for them to connect to. However, there’ll be a group of customers who unfortunately won't have a new bank feed available to them. There could be a couple reasons for this:

  1. Their banks FCA compliant gateway is not ready for Xero to connect to yet (some banks were not ready prior to the 14 March cutoff)

  2. Xero has not built to the banks gateway

If you’re one of these customers, you’ll need to manually import your bank transactions from now on.

If, or when new direct feeds become available, we’ll let affected customers know. It’s easy to setup your feed - Just make sure you have your internet banking details handy.

Re-authenticate a new direct feed

New direct banks feeds now available

Most of the new bank feeds are now available for you to update to. Take a look at this list to see the latest status of each bank. If the bank you use has an available feed, log in to Xero and refer to the notification under your affected bank accounts for next steps. If your feed is not yet available, keep an eye on your Xero dashboard to see when you can switch. 

Not all affected bank feeds will have a replacement – refer to the bank feeds list to see which banks the new feeds will be available for. If your bank feed doesn’t have a replacement, you will need to manually import transactions into Xero. We’ll let those customers know via a notification on their Xero dashboard.


Resources for you

Find the right information with our guides, and get answers from Xero experts.


Register for our live Open Banking webinar or catch up on the essentials.

Bank feed
Affected feeds

See which bank feeds are affected by checking out this list.

Open Banking

Our Open Banking FAQs cover the background and next steps in more detailed information.

24/7 support

Have a specific question or need to raise something with us? Get in touch with our support team at Xero Central.

Things to know about the new bank feeds

bank feeds
  • Connect your bank to Xero through a completely digital process
  • Import up to 12 months of historic transaction data
  • Securely receive transactions through a direct connection between Xero and your bank. This connection is facilitated by OpenWrks, an FCA authorised service. Learn more about OpenWrks
  • You’ll need to re-authenticate your bank connection every 90 days - this is a new standard required with Open Banking
  • The new bank feeds will be free of charge for businesses using Xero



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