Read Xero’s 2023 Money matters report

Maintaining a healthy flow of cash in and out of your business is more important now than ever. Browse Xero’s latest ‘Money matters’ report, plus resources from experts to see how to better manage your cash flow and get paid faster.

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Money matters report: The impact of economic conditions on the cash flow of Canadian small businesses

The 2023 ‘Money matters’ report shows that most CA small businesses are impacted but remain financially confident despite high inflation and supply chain issues. See how Xero can help you better manage your cash flow.

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    1 in 3 Canadian businesses have employed accounting software like Xero as a core cash flow tool.
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    4 in 5 small businesses report a level of confidence in their financial wellbeing and state that cash flow is a priority.
Read the Money matters report

Try Xero's free cash flow calculator

Understand, improve and control your cash flow in real-time with Xero. This free calculator helps you forecast the cash flow of your business from month to month allowing you to get a quick view of the health of your business.

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Accounting software for your small business

Run your business accounting online with Xero. It’s easy to use accounting software, designed for small businesses.

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Customize your online invoices

Create and send professional invoices from Xero’s easy-to-use software.

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    Create one or more invoice templates
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    Insert your logo and set payment terms
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    Add a standard message or insert more fields

Give customers more ways to pay

Make it easy for customers to make online payments via third-party payment services. When customers can pay how they want, it’s a win for them and your business.

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    Add a ‘Pay now’ button to online invoices for a one-click payment
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    Accept debit and credit cards, as well as direct debit
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    Accept card payments with Stripe or direct debit with GoCardless

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Guides to help you manage business finances

Our expert guides explore how to maintain healthy cash flow and stay on top of your finances.

Guides to managing cash flow

Our expert guides explore how to maintain a healthy cash flow so you can pay your suppliers, employees, lenders and owners on time.

Online help: Track & predict cash flow in Xero

Find step-by- step instructions for tracking and predicting cash flow in these Xero Central help articles.

Glossary of terms

These definitions are for small business owners. Detailed definitions can be found in accounting textbooks or from accounting professionals.

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Access Xero features for 30 days, then decide which plan best suits your business.

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