Accept online payments and give customers more ways to pay
Accept online payments by credit or debit card straight from your Xero invoice. Let customers pay the way they want, increase the likelihood of getting paid on time, and reduce the time spent chasing payments.
![An invoice with a pay now button and the logos of Visa, MasterCard, American Express and PayPal shown as payment options.](/content/dam/xero/pilot-images/features/accept-payments/accept-payments-header-za.1710726459935.png)
Free one time set-up, get started in minutes
Set up payment services for free. When customers make payments, you can pass the transaction fee on to them.
Give customers multiple ways to pay
Make your business look professional by accepting invoice payments online from leading payment services.
Add click-to-pay to online invoices
Add a pay now button so it’s easier for customers to pay you. Fewer steps, fewer mistakes, less chasing up.
Payments are protected against fraud
Safely accept credit card payments and direct debits using trusted payment processing services.
See how online payments give customers more ways to pay and help you get paid faster
Get paid now? Yes please.
Free one time set-up, get started in minutes
It’s fast and easy to set up payment services in Xero so your South African business can receive payments online.
- Connect a payment service to online invoices in Xero for free, with no monthly subscription costs
- Only pay a transaction fee when your customer uses online payments, or choose to pass some or all of the fee on to them
![A business owner sets up a payment service in Xero to start accepting online payments.](/content/dam/xero/pilot-images/campaign/invoice-payments/setup-payment-services-fast-and-for-free.1693202959673.png)
Give customers multiple ways to pay
Offer your customers a choice of payment methods: by adding online payment options to your Xero invoices, your South African business can accept payments direct from a customer invoice via PayPal.
- Accept online payments by debit or credit card with PayPal
- Let customers pay their invoices using their PayPal balance
- Other payment processing options are also available
![A message saying ’Invoice paid’ displays on a phone, confirming that an online payment has been accepted.](/content/dam/xero/pilot-images/features/accept-payments/za-accept-payments-online-invoicing.1710799323081.png)
Add click-to-pay to online invoices
Boost the image of your business with professional looking invoices that offer secure online payment options.
- Set up and personalise invoice templates with your logo, a custom message, and a pay now button
- Let customers click to pay straight from the invoice, reducing the steps to pay, the likelihood of mistakes, and time spent chasing payments
- Send professional, friendly reminders to customers for upcoming or overdue invoices
![A Xero invoice displays on a phone and a laptop with a prominent pay now button for accepting online payments.](/content/dam/xero/pilot-images/features/accept-payments/accept-payments_get-paid-from-invoice.1710797914188.png)
Payments are protected against fraud
Xero online invoices and online payments provide more secure protection from fraudulent activity.
- Payment services that connect to Xero have robust security protections and strong encryption
- Unlike PDFs, online invoices are hard to tamper with
- Data in Xero is protected by multiple layers of security
![A Xero login screen with a padlock beside it.](/content/dam/xero/pilot-images/features/accept-payments/accept-payments_secure-payment.1710798762421.png)
More about accepting online payments
If your Xero plan includes multi-currency, you can set up PayPal and Xero to accept online payments into your South African business by methods including credit card, debit card, and PayPal payments in over 20 currencies.
See how to accept multi-currency paymentsIf your Xero plan includes multi-currency, you can set up PayPal and Xero to accept online payments into your South African business by methods including credit card, debit card, and PayPal payments in over 20 currencies.
See how to accept multi-currency payments
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.
Xero allows me to do what I love doing, which is creating
Xero makes Orenda Tribe run seamlessly
![A person sewing next to full racks of garments](/content/dam/xero/pilot-images/people/customer-story/customer-story-orenda-tribe.1646877520094.png)