Starter

Good for sole traders, new businesses, and the self-employed.

  • Included
    24/7 online support
  • Included
    Cancel with one month’s notice
  • Included
    Safe and secure
  • Included
    Ready for Making Tax Digital

Included in the starter plan

  • Send quotes and 20 invoices†

    Send online invoices and quotes to customers, plus add a payment service. For more than 20 invoices, see the standard plan.

  • Enter 5 bills

    Track your bills to pay, schedule bill payments, and pay suppliers in a batch. For more than 5, see the standard plan.

    Standard plan

  • Reconcile bank transactions

    Match your bank statement and Xero transaction data to keep them in sync.

    Standard plan

  • Submit VAT returns to HMRC

    Create your Making Tax Digital VAT return and submit to HMRC directly from Xero.

  • Capture bills and receipts with Hubdoc

    Pull bills and receipts into Xero automatically with Hubdoc. Store all your documents online in one place.

  • Automatic CIS calculations and reports

    Set up subcontractors in Xero, create payment and deduction statements, and view monthly return information.

  • Short-term cash flow and business snapshot

    Gain access to business insights, see and plan up to 30 days in the future.

Optional add-ons

  • Integrated payroll software in Xero

    Sign up to Xero Payroll and get 2 months free.*

  • Manage expenses effortlessly

    Capture expense claims, track and manage your employee spend easily, with expense manager tools.

  • Track projects and jobs with Xero

    Quote, invoice and get paid for jobs. Plus keep track of costs and profitability with project and job tracker software.

  • Make managing CIS effortless

    Manage Construction Industry Scheme (CIS) deductions on contractor invoices and subcontractor bills.

  • Use Xero Pay with Wise for payments

    Pay multiple bills securely and efficiently using Xero Pay with Wise. Make bulk payments without needing a payment file.

  • Look ahead with Xero Analytics

    See future cash flow, check financial health and track metrics. Upgrade from Xero Analytics to Analytics Plus for more.

Features in every plan

Frequently asked questions

For most customers, Xero's direct bank feeds are available at no additional cost. Some UK banks charge fees for bank feeds, that we will pass on to you.

Find out about UK bank feed charges

You can add as many Xero organisations as you like, choose a pricing plan for each one, or set up a free 30 day trial. If you add an organisation and sign up to a pricing plan, you’ll become the subscriber for the organisation. Xero offers a discount for multiple organisations when you subscribe to more than one Business Edition organisation. To qualify for the discount, the organisations need to use the same subscriber email address. The discount is automatically applied when you use the same email address and the organisations use the same country edition of Xero. If an organisation uses a different country edition, contact Xero Support so they can apply the discount manually. For example, if a subscriber has both Australian and UK organisations, they’ll need to contact Xero Support to apply the discount.

You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription. If you’ve incurred usage charges for Xero Payroll, Xero Projects or Xero Expenses – or you have a chargeable direct bank feed – these charges will be invoiced for the previous month.

We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.

Read our privacy notice for more information

Buy the starter plan

Good for freelancers, sole traders and new businesses.

†Transactions initiated by app partners may automatically contribute to your Starter plan invoice limit.For more invoices, see the standard plan