Predictable cash flow
Payments are collected automatically as soon as your invoices are due.
Stop chasing payments
Take control of when you get paid and cut out the stress of following up with debtors.
Payments are automatically reconciled against your Xero invoices, saving you hours on admin.
Low transaction fees and a low cost cap on domestic payment fees. Avoid hidden fees and card network markups.
How GoCardless works
GoCardless is a bank-to-bank payment method. It uses direct debit, ACH and PAD to automatically collect payments directly from your customer’s bank account.
Your customers only need to enter their payments details once, and that’s it. You’re authorised to collect all future payments without further action from your customer.
Whether invoicing regular customers for variable amounts or for fixed, subscription-style billing, GoCardless is made for recurring payments.
Once set up, simply issue an invoice and payment is automatically collected as soon as it’s due.
Adding GoCardless as an online payment service in Xero is simple. Give your customers the option to pay via GoCardless in just a few clicks.
Join over 60,000 businesses around the world and say goodbye to late payments.
Collect international recurring payments
Your customers around the world can pay via GoCardless. Collect payments in an international currency and receive payout in your home currency with built-in foreign exchange. The GoCardless exchange rate is provided by TransferWise, with no markup added, so you get a fair rate.
Set up in minutes, save hours of chasing payments
Predictable cash flow
Create a GoCardless account and connect it to Xero.
Simple, one-time setup
Customers only need to set up their payment details once using a secure online form which authorises you to collect all future payments.
Issue invoices and automatically collect payment on the due date. The customer is always notified prior to collection. Accept payments in GBP, Euro, AUD, NZD, USD and more.
Payouts are made straight to your bank account after being processed. Your invoice is automatically reconciled in Xero.
For Adam, Xero and GoCardless was a no brainer
See how Startle Music uses GoCardless to get paid on time and improve cash flow.