Get paid 15 days faster using GoCardless and Xero

Running a business shouldn’t involve worrying about your cash flow and chasing customers for payment. Xero works with GoCardless so you can automatically collect recurring payments as soon as your invoices are due. No hassle, just simple, dependable cash flow.

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Improve cash flow

Predictable cash flow

Payments are collected automatically as soon as your invoices are due.

Reduce admin

Stop chasing payments

Take control of when you get paid and cut out the stress of following up with debtors.

Happier customers

Less booking

Payments are automatically reconciled against your Xero invoices, saving you hours on admin.

Improve cash flow

Transparent fees

Low transaction fees and a low cost cap on domestic payment fees. Avoid hidden fees and card network markups.

How GoCardless works

GoCardless is a bank-to-bank payment method. It uses direct debit, ACH and PAD to automatically collect payments directly from your customer’s bank account.

Your customers only need to enter their payments details once, and that’s it. You’re authorised to collect all future payments without further action from your customer.

GoCardless is made for recurring payments. Once set up, simply issue an invoice and payment is automatically collected as soon as it’s due.

Adding GoCardless as an online payment service in Xero is simple. Give your customers the option to pay via GoCardless in just a few clicks.

Join over 50,000 businesses around the world and say goodbye to late payments.



Split an invoice payment into instalments

Spread the cost of your services over time or offer a payment plan for high-value items. Choose to split a single Xero invoice into a schedule of smaller instalment payments for greater flexibility.

Collect international recurring payments

Your customers around the world can pay via GoCardless. Collect payments in an international currency and receive payout in your home currency with built-in foreign exchange. The GoCardless exchange rate is provided by TransferWise, with no markup added, so you get a fair rate.


Set up in minutes, save hours of chasing payments

Get connected

Create a GoCardless for Xero account and connect it to Xero.

Online mandates

Simple, one-time setup

Customers only need to set up their payment details once using a secure online form  which authorises you to collect future payments.

Collect payments

Issue invoices and automatically collect payment on the due date. The customer is always notified prior to collection. Accept payments in GBP, Euro, AUD, NZD, USD and more.

Sync with Xero

Funds are deposited into your bank account and you’re notified a few days after the customer is debited. The invoice is automatically reconciled in Xero.


For Jonathan, Xero and GoCardless was a no brainer

See how accountancy firm FD Works uses GoCardless for Xero to get paid on time and improve cash flow.

John | GoCardless

Get started with GoCardless for Xero

Set up a GoCardless account and connect your Xero account to the GoCardless for Xero app.

Get started now