Do business in any currency

Pay and get paid in over 160 currencies, with up-to-date exchange rates and instant currency conversions.

A mobile phone displays invoices and bills in several different currencies.

Instant conversions

Xero converts international transactions for you.

View rate change updates

See how currency markets affect cash flow or profit.

Report in any currency

View reports in local or foreign currencies.

Instant conversions

Xero can process transactions in over 160 currencies. Set up foreign exchange bank accounts and bank feeds.

  • Send invoices, quotes and purchase orders
  • Receive bills and payments
  • Reconcile foreign currency transactions
A menu shows the option to convert the amount to be invoiced from dollars into euro.

View rate change updates

See how fluctuations in exchange rates affect your cash flow and profit.

  • Rates are updated hourly and balances revalued
  • View gains and losses as rates change
  • See your total foreign currency exposure at any time
A list of the latest exchange rates for dollars, euro, and yen display on a mobile phone.

Report in any currency

You can create some foreign currency reports in addition to reports in your local currency.

  • See account balances in the profit and loss report and the balance sheet
  • View any transaction, invoice, or bill in a foreign currency
  • Get a report showing the balances of all active currencies in foreign and local currency, and your foreign currency exposure
A profit and loss report displays in euro, showing sales, income and profit for the period.

More about multi-currency accounting

Assign a default foreign currency to specific contacts. When you create invoices or quotes, receive bills or send purchase orders, they're in the right currency for that contact. You can change the currency on individual transactions, if needed.

See how to set a default currency for a contact

Use the automatic exchange rate from when you're invoicing, quoting or creating other kinds of transaction. Or you can do it manually.

See how to edit an exchange rate on a transaction

Start using Xero for free

Access all Xero features for 30 days, then decide which plan best suits your business.

  • Safe and secure
  • Cancel any time
  • 24/7 online support

Xero became a really critical tool for us as we took on more staff.

Kate uses Xero to run her business

Kate from Lune uses Xero to run her business