Accounting software for your Singaporean small business
Take control of your financial admin with Xero online accounting software. Send online invoices, reconcile your bank transactions with the help of Xero’s automation features, and run quick reports for fresh insights into your business.

Save yourself hours with Xero accounting software
Short on time? Xero’s smart tools automate admin, track finances, and provide insights—helping you stay organized and grow your business.
Paperless record-keeping
Keep all your financial records in one central place with Xero online accounting software. Never lose a receipt!
Automations that fast-track your admin
Save time on your jobs, from automating your invoice reminders to managing your business expenses.
Smart data and insights to grow your business
Make confident decisions with sophisticated trend analysis and clear, comprehensive reports tailored to your business.
Life before Xero was a nightmare. Using a spreadsheet took a ridiculous amount of time.
Ryan is no longer dogged by paperwork.

All your small business accounting in one place
Xero is powerful online accounting software for Singaporean small businesses, automating invoicing, bank reconciliations, and reporting. Get real-time financial insights, track expenses, and keep accurate records – all in one place – to simplify cash flow management and tax preparation.
- Automate tasks like invoicing, bank reconciliations, and reporting
- Get up-to-date financial data for a full picture of your business
- Keep accurate records in a single place for easier tax returns

Accounting software that connects to your bank
Xero’s bank feed securely imports your transactions into Xero bookkeeping software each business day. No more logging in multiple places and toggling between web pages – just zip through your bank reconciliations on a single screen, whenever you want!
- Connect all your business bank accounts to Xero
- Get your bank transactions into Xero automatically
- Track your business’s current cash flow

Collaborate online in real time
Use Xero accounting software in Singapore to talk business with your employees, bookkeeper, or accountant – even if they’re on the opposite side of the world. Share your screen view to discuss a set of numbers, look over a financial report together, and get clear data visualisations.
- Access the same financial information at the same time
- Take action while you’re talking and see the effects in your data instantly
- Collaborate with your employees online by letting them submit expenses and request leave in the Xero Me mobile app

Customise to suit your needs
Make Xero online accounting software work for you. Add what you need to make it easier to run your small business.
- Build on your plan with add-ons like Xero Expenses and Xero Projects
- Connect to third party apps like Stripe and Vend
- Browse the Xero App Store to easily find, try, and buy apps that connect with Xero
Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Starter
Usually $39
Now $3.90
SGD per month
Save $105.30 over 3 months
Standard
Usually $65
Now $6.50
SGD per month
Save $175.50 over 3 months
Premium
Usually $88
Now $8.80
SGD per month
Save $237.60 over 3 months
The Xero Accounting app: for businesses on the move
Financial admin needn’t pile up while you’re away from your desk. Take care of jobs with the Xero Accounting app and stay productive – from effortlessly tracking your mileage and expenses, to checking outstanding invoices. Wherever you go, the mobile app keeps your small business growing.
Get more done with the Xero Accounting app
How Xero’s accounting software works for you
Running a business can feel like a battle with paperwork. Use online accounting software to automate tasks and simplify your financial admin. With Xero, you can manage cash flow, send invoices, and handle taxes from anywhere—making it easier to stay on top of your business accounting.
Handle admin away from your desk
Log in anytime, from anywhere, to send invoices, pay bills, and manage your cash flow.
Simplify tax time
Filing returns needn’t be stressful. Get them done faster and comply with regulations more easily.
Get customer support
Get help with your financial admin from Xero experts whenever you need it.
More about Xero
The Xero Accounting mobile app works in tandem with the Xero accounting software so you can run your small business online from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow and bills to pay – plus reconcile bank accounts and convert quotes to invoices. Free with every subscription. Compatible with iOS and Android.
See how to stay connected to your business on the goThe Xero Accounting mobile app works in tandem with the Xero accounting software so you can run your small business online from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow and bills to pay – plus reconcile bank accounts and convert quotes to invoices. Free with every subscription. Compatible with iOS and Android.
See how to stay connected to your business on the goCheck out the Xero App Store to find, try and buy business apps that connect to Xero online accounting software and make running your small business even easier. Apps like Stripe, Vend, and Shopify connect seamlessly and sync data with Xero.
See how to use connected apps with XeroCheck out the Xero App Store to find, try and buy business apps that connect to Xero online accounting software and make running your small business even easier. Apps like Stripe, Vend, and Shopify connect seamlessly and sync data with Xero.
See how to use connected apps with XeroWith your accounting software and data stored online in the cloud, you can access your up-to-date accounts anywhere there’s an internet connection. You can receive automated bank feeds into your accounting software and connect to other business apps for greater efficiency You can also give other people, including your accountant or bookkeeper, access to view, share and collaborate on the figures. Your Xero data is backed up regularly and protected with multiple layers of security.
See why online accounting is good for businessWith your accounting software and data stored online in the cloud, you can access your up-to-date accounts anywhere there’s an internet connection. You can receive automated bank feeds into your accounting software and connect to other business apps for greater efficiency You can also give other people, including your accountant or bookkeeper, access to view, share and collaborate on the figures. Your Xero data is backed up regularly and protected with multiple layers of security.
See why online accounting is good for businessGet access to all of Xero including features like expenses and projects. Use the demo company to try things out, or enter your own business details and data to try it out for real. Anything you enter will be retained when you transfer from a free trial to a subscription. No credit card is required when you start a free trial.
Start a 30-day free trialGet access to all of Xero including features like expenses and projects. Use the demo company to try things out, or enter your own business details and data to try it out for real. Anything you enter will be retained when you transfer from a free trial to a subscription. No credit card is required when you start a free trial.
Start a 30-day free trialXero offers pricing plans to suit businesses of different sizes and stages. In addition, Xero accounting and bookkeeping partners can offer bare-bones plans for businesses that need only the basics. There are no setup fees or hidden costs. We’re upfront about pricing, and provide full details of our pricing plans and optional extras. In regions where a feature such as payroll, projects, expenses and/or advance analytics (Analytics Plus) is listed as an add-on (rather than being included in a plan), pricing is based on the number of users who use the add-on each month. For Payroll with Gusto (US), pricing is based on the number of users who are paid each month.
View Xero’s pricing plansXero offers pricing plans to suit businesses of different sizes and stages. In addition, Xero accounting and bookkeeping partners can offer bare-bones plans for businesses that need only the basics. There are no setup fees or hidden costs. We’re upfront about pricing, and provide full details of our pricing plans and optional extras. In regions where a feature such as payroll, projects, expenses and/or advance analytics (Analytics Plus) is listed as an add-on (rather than being included in a plan), pricing is based on the number of users who use the add-on each month. For Payroll with Gusto (US), pricing is based on the number of users who are paid each month.
View Xero’s pricing plansXero subscriptions are billed monthly in advance. Each month, Xero emails a link to your invoice, You can pay it using Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade your plan anytime or downgrade your plan once you’ve been on it for 30 days, or cancel your Xero online accounting subscription at any time with one month’s notice.
See how to manage your subscription or change your planXero subscriptions are billed monthly in advance. Each month, Xero emails a link to your invoice, You can pay it using Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade your plan anytime or downgrade your plan once you’ve been on it for 30 days, or cancel your Xero online accounting subscription at any time with one month’s notice.
See how to manage your subscription or change your planYou can import data from other accounting software in bulk via CSV files once you’ve done some initial set up in Xero. That includes the chart of accounts, invoices, bills, contacts and fixed assets. We recommend working with an accountant or bookkeeper, preferably one with Xero experience, when you make the move to Xero online accounting software.
See how to convert to Xero from other accounting softwareYou can import data from other accounting software in bulk via CSV files once you’ve done some initial set up in Xero. That includes the chart of accounts, invoices, bills, contacts and fixed assets. We recommend working with an accountant or bookkeeper, preferably one with Xero experience, when you make the move to Xero online accounting software.
See how to convert to Xero from other accounting software
Why small businesses prefer Xero
Across the world, people use Xero to manage their finances and control their cash flow, no matter their industry. Our accounting software is designed for small businesses and gives you flexibility, control, and visibility of your finances. Xero is used by:
- Tech startups
- Retailers
- Landlords
- Non-profits
- Football clubs

More help with accounting software
Here’s some more guidance on accounting software tools and how they could suit your small business.
Why cloud accounting is good for business
Get your head around the benefits of accounting in the cloud.
Does your business need an accounting app?
Figure out if a mobile accounting app could help your small business.
Move from Excel to accounting software
Find out why it pays to move from Microsoft Excel to accounting software.
FAQs about Xero in Singapore
The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.
Check out Xero’s pricing plans.The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.
Check out Xero’s pricing plans.No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.
Learn about data protection with Xero.No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.
Learn about data protection with Xero.Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business wherever you are located.
Check out the Xero App Store.Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business wherever you are located.
Check out the Xero App Store.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.
Useful features to run your business
Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.