Accounting software for your Singaporean small business

Take control of your financial admin with Xero online accounting software. Send online invoices, reconcile your bank transactions with the help of Xero’s automation features, and run quick reports for fresh insights into your business.

A small business owner uses Xero’s online accounting software on their phone.

Save yourself hours with Xero accounting software

Short on time? Xero’s smart tools automate admin, track finances, and provide insights—helping you stay organized and grow your business.

  • Tick

    Paperless record-keeping

    Keep all your financial records in one central place with Xero online accounting software. Never lose a receipt!

  • Tick

    Automations that fast-track your admin

    Save time on your jobs, from automating your invoice reminders to managing your business expenses.

  • Tick

    Smart data and insights to grow your business

    Make confident decisions with sophisticated trend analysis and clear, comprehensive reports tailored to your business.

Life before Xero was a nightmare. Using a spreadsheet took a ridiculous amount of time.

Ryan is no longer dogged by paperwork.

A plumber standing in front of a utility vehicle

All your small business accounting in one place

Xero is powerful online accounting software for Singaporean small businesses, automating invoicing, bank reconciliations, and reporting. Get real-time financial insights, track expenses, and keep accurate records – all in one place – to simplify cash flow management and tax preparation.

  • Included
    Automate tasks like invoicing, bank reconciliations, and reporting
  • Included
    Get up-to-date financial data for a full picture of your business
  • Included
    Keep accurate records in a single place for easier tax returns
See all Xero features
A man uses Xero bookkeeping software for his small business on his laptop.

Accounting software that connects to your bank

Xero’s bank feed securely imports your transactions into Xero bookkeeping software each business day. No more logging in multiple places and toggling between web pages – just zip through your bank reconciliations on a single screen, whenever you want!

  • Included
    Connect all your business bank accounts to Xero
  • Included
    Get your bank transactions into Xero automatically
  • Included
    Track your business’s current cash flow
Here’s more about connecting your bank to Xero
A mobile phone surrounded by banking icons to show that Xero’s accounting app connects you to your bank transactions, even on

Collaborate online in real time

Use Xero accounting software in Singapore to talk business with your employees, bookkeeper, or accountant – even if they’re on the opposite side of the world. Share your screen view to discuss a set of numbers, look over a financial report together, and get clear data visualisations.

  • Included
    Access the same financial information at the same time
  • Included
    Take action while you’re talking and see the effects in your data instantly
  • Included
    Collaborate with your employees online by letting them submit expenses and request leave in the Xero Me mobile app
See more perks of Xero online accounting
A business owner on a laptop and their accountant on a phone view the same financial data.

Customise to suit your needs

Make Xero online accounting software work for you. Add what you need to make it easier to run your small business.

  • Included
    Build on your plan with add-ons like Xero Expenses and Xero Projects
  • Included
    Connect to third party apps like Stripe and Vend
  • Included
    Browse the Xero App Store to easily find, try, and buy apps that connect with Xero
More about integrating apps with Xero

Plans to suit your business

All pricing plans cover the accounting essentials, with room to grow.

Starter

Usually $39

Now $3.90

SGD per month

Save $105.30 over 3 months

Standard

Usually $65

Now $6.50

SGD per month

Save $175.50 over 3 months

Premium

Usually $88

Now $8.80

SGD per month

Save $237.60 over 3 months

The Xero Accounting app: for businesses on the move

Financial admin needn’t pile up while you’re away from your desk. Take care of jobs with the Xero Accounting app and stay productive – from effortlessly tracking your mileage and expenses, to checking outstanding invoices. Wherever you go, the mobile app keeps your small business growing.

Get more done with the Xero Accounting app
The Xero Accounting app on a phone showing expense data captured from paper receipts, clearly listed and tracked.

How Xero’s accounting software works for you

Running a business can feel like a battle with paperwork. Use online accounting software to automate tasks and simplify your financial admin. With Xero, you can manage cash flow, send invoices, and handle taxes from anywhere—making it easier to stay on top of your business accounting.

Handle admin away from your desk

Log in anytime, from anywhere, to send invoices, pay bills, and manage your cash flow.

Simplify tax time

Filing returns needn’t be stressful. Get them done faster and comply with regulations more easily.

Get customer support

Get help with your financial admin from Xero experts whenever you need it.

Explore more of Xero’s features

More about Xero

The Xero Accounting mobile app works in tandem with the Xero accounting software so you can run your small business online from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow and bills to pay – plus reconcile bank accounts and convert quotes to invoices. Free with every subscription. Compatible with iOS and Android.

See how to stay connected to your business on the go

The Xero Accounting mobile app works in tandem with the Xero accounting software so you can run your small business online from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow and bills to pay – plus reconcile bank accounts and convert quotes to invoices. Free with every subscription. Compatible with iOS and Android.

See how to stay connected to your business on the go

Check out the Xero App Store to find, try and buy business apps that connect to Xero online accounting software and make running your small business even easier. Apps like Stripe, Vend, and Shopify connect seamlessly and sync data with Xero.

See how to use connected apps with Xero

Check out the Xero App Store to find, try and buy business apps that connect to Xero online accounting software and make running your small business even easier. Apps like Stripe, Vend, and Shopify connect seamlessly and sync data with Xero.

See how to use connected apps with Xero

With your accounting software and data stored online in the cloud, you can access your up-to-date accounts anywhere there’s an internet connection. You can receive automated bank feeds into your accounting software and connect to other business apps for greater efficiency You can also give other people, including your accountant or bookkeeper, access to view, share and collaborate on the figures. Your Xero data is backed up regularly and protected with multiple layers of security.

See why online accounting is good for business

With your accounting software and data stored online in the cloud, you can access your up-to-date accounts anywhere there’s an internet connection. You can receive automated bank feeds into your accounting software and connect to other business apps for greater efficiency You can also give other people, including your accountant or bookkeeper, access to view, share and collaborate on the figures. Your Xero data is backed up regularly and protected with multiple layers of security.

See why online accounting is good for business

Get access to all of Xero including features like expenses and projects. Use the demo company to try things out, or enter your own business details and data to try it out for real. Anything you enter will be retained when you transfer from a free trial to a subscription. No credit card is required when you start a free trial.

Start a 30-day free trial

Get access to all of Xero including features like expenses and projects. Use the demo company to try things out, or enter your own business details and data to try it out for real. Anything you enter will be retained when you transfer from a free trial to a subscription. No credit card is required when you start a free trial.

Start a 30-day free trial

Xero offers pricing plans to suit businesses of different sizes and stages. In addition, Xero accounting and bookkeeping partners can offer bare-bones plans for businesses that need only the basics. There are no setup fees or hidden costs. We’re upfront about pricing, and provide full details of our pricing plans and optional extras. In regions where a feature such as payroll, projects, expenses and/or advance analytics (Analytics Plus) is listed as an add-on (rather than being included in a plan), pricing is based on the number of users who use the add-on each month. For Payroll with Gusto (US), pricing is based on the number of users who are paid each month.

View Xero’s pricing plans

Xero offers pricing plans to suit businesses of different sizes and stages. In addition, Xero accounting and bookkeeping partners can offer bare-bones plans for businesses that need only the basics. There are no setup fees or hidden costs. We’re upfront about pricing, and provide full details of our pricing plans and optional extras. In regions where a feature such as payroll, projects, expenses and/or advance analytics (Analytics Plus) is listed as an add-on (rather than being included in a plan), pricing is based on the number of users who use the add-on each month. For Payroll with Gusto (US), pricing is based on the number of users who are paid each month.

View Xero’s pricing plans

Xero subscriptions are billed monthly in advance. Each month, Xero emails a link to your invoice, You can pay it using Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade your plan anytime or downgrade your plan once you’ve been on it for 30 days, or cancel your Xero online accounting subscription at any time with one month’s notice.

See how to manage your subscription or change your plan

Xero subscriptions are billed monthly in advance. Each month, Xero emails a link to your invoice, You can pay it using Visa or Mastercard debit or credit cards, or by direct debit. The payment date depends on when you signed up to a pricing plan. You can upgrade your plan anytime or downgrade your plan once you’ve been on it for 30 days, or cancel your Xero online accounting subscription at any time with one month’s notice.

See how to manage your subscription or change your plan

You can import data from other accounting software in bulk via CSV files once you’ve done some initial set up in Xero. That includes the chart of accounts, invoices, bills, contacts and fixed assets. We recommend working with an accountant or bookkeeper, preferably one with Xero experience, when you make the move to Xero online accounting software.

See how to convert to Xero from other accounting software

You can import data from other accounting software in bulk via CSV files once you’ve done some initial set up in Xero. That includes the chart of accounts, invoices, bills, contacts and fixed assets. We recommend working with an accountant or bookkeeper, preferably one with Xero experience, when you make the move to Xero online accounting software.

See how to convert to Xero from other accounting software

Why small businesses prefer Xero

Across the world, people use Xero to manage their finances and control their cash flow, no matter their industry. Our accounting software is designed for small businesses and gives you flexibility, control, and visibility of your finances. Xero is used by:

  • Included
    Tech startups
  • Included
    Retailers
  • Included
    Landlords
  • Included
    Non-profits
  • Included
    Football clubs
See how Xero works for small businesses in all industries
A tradesperson shares a moment with a colleague while using business accounting software to invoice for the job.

More help with accounting software

Here’s some more guidance on accounting software tools and how they could suit your small business.

Why cloud accounting is good for business

Get your head around the benefits of accounting in the cloud.

How cloud accounting could help your business

Does your business need an accounting app?

Figure out if a mobile accounting app could help your small business.

Decide if mobile accounting apps are right for you

Move from Excel to accounting software

Find out why it pays to move from Microsoft Excel to accounting software.

Here’s why accounting software beats spreadsheets

FAQs about Xero in Singapore

The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.

Check out Xero’s pricing plans.

The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.

Check out Xero’s pricing plans.

No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.

Learn about data protection with Xero.

No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.

Learn about data protection with Xero.

Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business wherever you are located.

Check out the Xero App Store.

Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business wherever you are located.

Check out the Xero App Store.

Start using Xero for free

Access Xero features for 30 days, then decide which plan best suits your business.

Useful features to run your business

Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.

See more of what Xero can do