Xero and Melio Power Global Payments for Chaney & Associates Through Proprietary Platform Integration

San Mateo, CA — November 5, 2026 —Xero (ASX: XRO), the global small business platform, today announced an expanded partnership with Chaney & Associates, a specialized accounting and financial advisory firm serving churches and faith-based nonprofits. The enhanced integration centralizes core accounting, payroll, and cross-border payments into a unified workflow—giving nonprofit leaders real-time visibility and frictionless global money movement, while enabling Chaney & Associates to scale its practice efficiently to support organizations operating worldwide.

A trusted Xero partner since 2012, Chaney & Associates has anchored its practice model in the Xero ecosystem, delivering cloud accounting, payroll, bill pay, and fractional CFO advisory tailored specifically to the unique compliance and operational demands of faith-based organizations.

“Chaney & Associates is a strong example of how an accounting firm can build a future-forward practice by focusing on their clients' unique needs and then using technology to scale their support efficiently,” said Jonathan Meltzer, Managing Director, US at Xero. “Bringing Xero and Melio together is a powerful way to serve their clients, offering greater visibility into their financial performance and more control over how they manage payments across borders.”

To support consistent growth of roughly 50 new client organizations each year, Chaney & Associates used Xero’s open API and Melio’s payment solution to enhance its proprietary, client-facing dashboard. Faith-based non-profits frequently navigate unique operational challenges, including funding international mission teams, managing global outreach funds, and complying with distinct non-profit tax guidelines. By unifying these functions into a single interface, Chaney & Associates eliminates fragmented financial systems and automates cross-border transactions for clients operating worldwide.

“Xero provides the accounting foundation, and Melio connects bill payments within the Chaney & Associates financial system. Together with our customized dashboards, proven technology playbook, and CPA-led advisory, they help us deliver a seamless approach to financial management for churches of every size - from startups to megachurches - giving leaders the insight and guidance to move their mission forward,” said Steve Chaney, Founder and President of Chaney & Associates.

This partnership reflects Xero’s commitment to helping accounting professionals build scalable, connected practices through an ecosystem of accounting, payments, payroll and analytics capabilities. It also demonstrates how firms can use integrated technology to offer more tailored services, support their clients’ financial needs and grow into new markets.

For more information on Xero’s partner program, visit xero.com/us/partner-programme.

To learn more about Chaney & Associates, visit chaneyassociates.com.

ENDS

Media Contact

Xero US

Diandra Binney

(201) 575-5987

diandra.binney@xero.com

Chaney & Associates

Steve Chaney

916-367-6304

info@chaneyassociates.com

About Xero

Xero is a global small business platform and a trusted financial operating system for the AI era. Xero’s purpose is to make life better for people in small business, their advisors, and communities around the world. By unifying core financial operations (including accounting, payroll and payments) underpinned by insights and a robust ecosystem into autonomous workflows, we empower 5 million small businesses and accountants and bookkeepers across 180+ countries to move from managing records to making informed decisions. For further information, please visit xero.com.

About Chaney & Associates

Chaney & Associates is a CPA firm specializing in accounting, payroll, and financial advisory services for churches and faith-based organizations nationwide. Serving churches of all sizes—from startups to megachurches—the firm combines proven technology, customized dashboards, and a tailored financial playbook with CPA-led advisory. Its integrated approach gives church leaders the financial clarity and strategic guidance they need to steward resources and advance their mission.