Frequently asked questions

Everything you need to know so you can use Xero like a pro.

Two Xero accountants chat to a Xero team member over a cup of coffee.

Your questions answered

About Xero

What is Xero?

Xero is beautiful accounting software that lets you automate day-to-day bookkeeping tasks, so you have more time to focus on things that matter to you. With Xero you can import bank transactions and send invoice reminders, pay your staff, and drive profitability with Xero Projects. You can also invite your accountant or bookkeeper into Xero to help you meet all your tax obligations.

Can I access Xero on my mobile phone or tablet?

Yes, Xero is a fully cloud-based system. You can access it from an internet enabled phone, tablet or desktop/laptop computer, and multiple users can work on it simultaneously.

What is the cloud?

The cloud is a secure platform to make data and software accessible online anytime, anywhere, from any device. Xero was built in the cloud – for the cloud. This is unlike many accounting systems that were built for desktop and later adapted to be in the cloud. With Xero, all you need is an internet connection to access financial data. Xero automatically releases upgrades, so when you access the product you’re always using the most up-to-date version. There’s no business downtime or costs associated with upgrades.

Can I access Xero offline?

No. Being in the cloud requires an internet connection.

Is Xero easy to use?

Yes – very. Our beautiful software is designed to be user-friendly even if you do not have an accounting background.

Can customers pay me through Xero?

Yes. With payment services like Stripe, customers can pay you directly. Include a ‘Pay now’ button in your online invoices to get paid even faster. Find out more here.

Does Xero integrate with other apps?

Yes. Xero has an ecosystem of more than 1000 apps, allowing data to flow seamlessly from Xero to third party apps – from payment platforms like Stripe to CRM systems like Insightly. The Xero App Store makes it easy to navigate and find the right apps for your business needs.

Getting started

What are the system requirements for Xero?

Xero is compatible with Google Chrome, Microsoft Edge, Mozilla Firefox and Safari.

Different versions of Xero have different minimum requirements from Mac iOS or Android. It’s optimum if you’re running the latest available operating system, but you can find out the minimum requirements for your Xero needs here.

Does Xero offer a trial period and how do I sign up?

Yes, you can sign up for a free 30-day trial of Xero here.

Do I need to enter my credit card info to sign up for a free trial?

No, you just need to provide your name, email address and a phone number. We ask for a phone number so that we can get in touch with you directly to help you get started on Xero.

What happens at the end of my free trial?

If you choose to continue using Xero after your trial, you will be asked to add your billing information, and will be billed monthly from that point. If you choose not to continue using Xero, you may delete your organization in the 'My Xero' section when you log in.

Does my free trial include access to all features?

You can try features like Xero Expenses and Xero Projects. This lets you experience nearly all of Xero's powerful features while ensuring you get comfortable with the product before you buy. Note that a few features that require registration with an external agency aren’t included.

If your bank charges a fee to connect a bank feed to Xero, then you won’t be able to connect the bank feed while you are in your trial. You can see details of chargeable direct feeds here.

Can I import and export data into Xero?

Yes. Do it yourself following our easy step-by-step guides to importing and exporting data in Xero Central, or use a data migration service.

Is technical support included?

With Xero you get free, unlimited support 24/7 from our customer support team. When you're looking for answers, start by searching in Xero Central. Then, if you still have questions, use the 'Get in touch' button at the bottom of any support article.

Does Xero provide onsite setup assistance?

We provide online tools in Xero Central to get you started on Xero. You can also take advantage of free online support 24/7 from our customer support team. If you need onsite support, we recommend working with accountants and bookkeepers who are trained and ready to help you use Xero. Find one in the Xero advisor directory.

Do I get an account manager?

No, but our friendly and knowledgeable experts are on hand 24/7 to offer advice whenever you need a hand.

Do I have to work with an accountant?

You don’t need an accountant to use Xero. However we recommend working with an accountant or bookkeeper as they can help your business succeed. If you don't have one, take a look at the Xero advisor directory to find accountants and bookkeepers who are trained and ready to help you use Xero.

Which Xero plan is right for me?

We have pricing plans to suit most small businesses. Check out the pricing page for full details of our pricing plans.

What terms apply to my use of Xero?

When you sign up to Xero, you will be asked to accept our terms of use and privacy notice at the legal centre. If you sign up for a free trial – or during a promotion – you will also be asked to accept our offer details. If you use Yodlee bank feeds in Xero, the Yodlee terms of use also apply.

Are there any setup fees?

No, there are no setup fees.

Are there any hidden costs?

No. We’re up front about pricing, and provide details of our pricing plans and optional extras here. Some banks charge fees for the provision of a bank feed – you can find more information on bank feeds including bank feeds in your region here.

How does pricing for payroll work?

Read more about pay runs and payroll and see the Xero pricing plans for details of payroll pricing.

How do I subscribe if I decide that Xero is right for me?

It’s easy to upgrade from a trial to a subscription with just a few clicks from within your Xero account. All your data remains in place as well.

How do I cancel Xero if I decide it isn't right for me?

You can cancel your subscription or remove any add-on from your plan at any time by giving one month’s notice from within your Xero account. You’ll still need to pay all relevant subscription fees up to and including the day of termination.

You can also cancel a free trial at any time from within your Xero account. After you've cancelled your trial subscription you won't be able to access that organization, so we recommend you export your data out of Xero first.

Is there a minimum subscription period?

No, you can cancel your subscription at any time by giving one month’s notice

What information do I need to upgrade my trial to a paid subscription?

All you need to provide is your billing and payment details.

Can I pay the subscription annually?

No, your Xero subscription will be charged in advance on a monthly basis.

You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription.

If you’ve incurred usage charges for any Xero add-on or you have a chargeable direct bank feed, these charges will be invoiced for the previous month.

What payment methods do you accept?

We accept payment using Visa or Mastercard debit and credit cards, Maestro debit cards, or you can pay via direct debit.

Can I upgrade, downgrade or switch plans at any time?

Yes. To change your Xero pricing plan, simply select a new plan and add or remove extra features in My Xero. You can upgrade a pricing plan anytime but can only downgrade once you've been on a plan for 30 days.

Can I add more than one company on Xero?

You can add as many organizations as you like in your Xero account. Choose a pricing plan for each one, or set up a free 30 day trial.

If you add an organization and sign up to a pricing plan, you'll become the subscriber for the organization.

Xero offers a discount if you have subscriptions for more than one organization – this discount is automatically applied to subscription fees if the organizations have the same subscriber email address.

Do you have a discount for not-for-profits?

Yes. As a registered non-profit charity, trust or society you’ll save 25% on your Xero subscription. The discounted rate is applied once you've purchased your subscription and we've confirmed your not-for-profit status. Find out more here.

Accountants and bookkeepers

Who can join the Xero partner program?

If you are an accountant or bookkeeper in practice then you can become a recognized Xero partner and receive the benefits of the Xero partner program. Fill in your details here.

Do I have to pay to join the partner program?

The Xero partner program is free and there are no ongoing costs. Get started by checking your eligibility.

How do I sign up to the Xero partner program?

Fill in your details here, and one of our expert Xero team members will be in touch to help you get your practice started.

What are the benefits of the Xero partner program?

Xero partner benefits are designed to give you what you need to be successful – however you define success. The more points you earn, the higher your status level will rise and the more benefits you’ll pick up. Some of the benefits available to Xero partners include:

All partners

  • A free Xero subscription to run your practice that includes Xero Projects, Xero Expenses and pay runs or Xero Payroll
  • Free Xero HQ access to manage staff and clients
  • Free conversion tools to move clients to Xero easily
  • Online learning to expand your Xero knowledge
  • Access to free Xero marketing material to promote your team and client events

Bronze status

  • A free listing in the Xero advisor directory to attract new clients or tell current clients more about you

Silver, gold, and platinum status

  • Free Xero Practice Manager to manage your work and time
  • Free Xero Workpapers to manage your workpapers online

As you move up the status levels, you receive more benefits. Check out the full list of partner benefits.

How can I migrate clients to Xero?

Whether you’re signing up new clients to Xero, working out who to migrate when, or simply how to make that final move from one software to another – this online training course will help you migrate clients to Xero efficiently and confidently.

What is the Xero advisor directory?

Once you reach bronze status, your practice will be listed in the Xero advisor directory and be visible to thousands of potential new clients.

Do I get an account manager?

Yes, as a Xero partner you will get a dedicated account manager.

What is Xero partner edition?

As a Xero partner, you will have access to Xero Cashbook and Xero Ledger. These are simplified versions of Xero’s standard accounting software, available exclusively to accountants and bookkeepers as part of the Xero partner program. Find out more here.

What is Xero certification?

Xero advisor certification gives you the foundation skills to set up and convert clients to Xero. It also shows you how to use Xero’s core features so you can help clients save time and run their businesses better. Find out more here.

What about Xero events?

Attend online and in-person events exclusively available to our partners. Including the biggest, most beautiful accounting conferences – Xerocon – usually held in several cities each year.

What is the Xero partner toolkit?

Whether you’re looking to boost your social presence or increase engagement with your clients, the Xero partner toolkit has the tools and resources you need as a Xero partner.

What are the Xero partner branding guidelines?

The Xero partner branding guidelines provide advice on choosing the size, clear space, and colour of Xero logos, badges and ribbons in advertisements and signage using Xero branding. Find out more here.

What terms apply to my use of Xero?

When you sign up to the Xero partner program, you will be asked to accept our terms of use and privacy notice, available in the legal centre. If you sign up to the Xero partner program you will also be asked to accept the Xero partner agreement.

Do I have to pay for education?

No. You can learn and grow for free with Xero. From written guides to video tutorials, you’ll find all the information you need to help you and your clients go digital with Xero. Learn how to get the most out of Xero here.

Data and security

How secure is Xero?

Xero is certified as compliant with ISO/IEC 27001:2013 which is globally recognized as the premier information security management system (ISMS) standard. Find out more about Xero’s commitment to security.

Will my data be private and safe?

We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security. You can also find our privacy notice here.

Is Xero GDPR compliant?

We take our responsibilities under GDPR seriously. You can read about Xero’s compliance with GDPR here.

Where is my data held?

Similar to many SaaS providers, we use a top-tier, third-party data hosting provider (Amazon Web Services) with servers located in the U.S. to host our online and mobile services. We put in place appropriate safeguards – in line with EU law – when personal data is hosted or processed outside of the European Economic Area. Find out more about Xero’s commitment to data protection here.

What happens to my data if I cancel my subscription?

If you cancel your subscription, the data in that subscription will be archived and held in the Xero platform in accordance with our data retention policy. While archived, data held within the subscription cannot be accessed by anyone. If you prefer, you can request for the data to be deleted.

Once a subscription has been cancelled in Xero, you will still be able to get access to the data in the future for up to seven years (unless you request it to be deleted). This can be done by reactivating the relevant subscription.

If you cancel your subscription during a free trial, you won't be able to reactivate that subscription, so we recommend you export your data out of Xero first.

Can I download a copy of my data?

Yes, you can export your data from Xero at any time. You can find more information on exporting data here.

Will I receive marketing emails from Xero?

With your permission we will send you marketing emails from time-to-time. These will primarily be informing you about upcoming events, new products and special offers that could benefit your practice. You can unsubscribe at any time by following the instructions in your latest marketing email.

When it comes to marketing communications, you can ask us not to send you these at any time – just follow the unsubscribe instructions contained in the marketing communication.

Account settings

How do I reset my password or recover my user ID?

You can reset your password via the ‘Forgot your password?' link on the login page, or by entering your subscriber email address here. See what to do here.

What happens if I go over the limits on my plan?

Once you've reached the sales invoice or bill limits, any additional sales invoices or bills will save as drafts.

If you need to process more transactions than your subscription plan limits allow, you'll be offered a one-off extension of an additional five bills, five invoices, and ten statement line reconciliations. The extensions can only be used once, and if they aren't offered it means that you've already used them.

You can also upgrade your subscription at any time.

Can I have more than one company file?

Yes, you can set up Xero for multiple companies using a single Xero account (that is, under one administrative email address) but you will need a separate Xero subscription for each company.

Can multiple users access my Xero company file at the same time?

Yes, any number of users can simultaneously access and work on Xero.

How can I invite others into my organization?

Once you've set up your business in Xero it's easy to invite a user. Simply select the Staff tab in My Xero, then click ‘Invite staff’. If you need more instructions, follow the setup steps in Xero Central.

Can I upgrade from trial to subscription in the app?

No, you will need to access Xero via a web browser to do that. Simply log in to Xero and click on ‘Subscriptions and billings’ to upgrade your account.

My bank feed doesn’t work in my trial?

We have a dedicated support team who can assist so please get in touch. Here’s how to contact support.

Have a question that you can’t find the answer to?

Xero Central is the place to go when you're looking for help or support. You'll find 'how-to' steps, trouble-shooting articles, explanations of Xero features and practical tips, as well as discussions and advice shared by other users.