Fast-track payments with invoicing software
Invoicing software that sends invoices on the go. So customers can pay them in a click.

Do more, faster
Balance the books quickly and stop chasing payments with clever invoice reminders. Tax and payroll tasks are simplified.
Run your business on the go
Work on desktop or mobile from anywhere with the Xero app. Invoicing, expenses, and more are at your fingertips.
Real-time view of cash flow
View a summary of money coming in and going out on the Xero dashboard, and in cashflow reports.
Create professional invoices and quotes
Win more work by adding your logo, payment terms, and other details with easy invoice templates you can tailor to your brand. Transform quotes to invoices to keep business moving.
- Create one or more invoice templates
- Insert your logo and set payment terms
- Add a standard message or insert more fields
Give customers more ways to pay
Get paid up to 2X faster by offering online payment options like cards, digital wallets, secure bank transfers via PayTo, Buy Now, Pay Later via Zip, and direct debit.. More choice for your customers means less reason to delay payment.
- Add a ‘Pay now’ button to online invoices for a one-click payment
- Accept debit and credit cards, as well as direct debit
- Accept card payments with Stripe or direct debit with GoCardless
- Protect payments against fraud

Keep cash flow steady with repeating invoices
Avoid spending hours recreating the same invoices and start getting paid with less admin and more predictability. Set up repeating invoices once with your preferred schedule and Xero automatically creates and sends your invoices on time.
- Choose how often you want reminders emailed
- Remind customers before or after the payment due date
- See when reminders were sent
Let us help you pick a plan
Let Xero take the guesswork out of choosing the right plan for your business in less that 2 minutes.
Get a plan recommendation
Plans to suit your business
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.
Prices are in AUD and include GST. Xero reserves the right to change pricing at any time. Xero subscriptions auto-renew monthly until they are cancelled.
If you later decide to change to a less expensive plan you can do so 1 month after upgrading. If you select a plan which includes Payroll, Expenses, or Projects, additional charges may apply if you go over the stated included number of users (Expenses and Projects) or people paid (Payroll). Your invited users who have access to those features may trigger additional charges on your subscription if the included usage/number of users/people paid are exceeded.
*This offer of 90% off Xero’s then-current regular price for the first 6 months is only available to new customers in Australia purchasing their first organisation on xero.com. Offer available until 11:59pm AEDT on January 30, 2026 using code DC129046AU at checkout. Discount applies to base Ignite, Grow, Comprehensive or Ultimate plan subscriptions only, and will not apply to any additional charges for add-ons, usage or payment fees. After the first 6 months, Xero’s then-current regular price will apply and auto-renew monthly until cancelled. This offer cannot be used with, or exchanged for, any other offer. Xero can change or cancel this offer at any time.
†Invoice limits for the Ignite plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
^Payment fees apply to the use of online invoice payments. See here for more information.
**Median payment times of invoices with a payment service included and sent via SMS by customers using Xero in Australia from 9/1/2024 to 3/31/2025 (compared to invoices sent by email and without payment service included).
Prices are in AUD and include GST. Xero reserves the right to change pricing at any time. Xero subscriptions auto-renew monthly until they are cancelled.
If you later decide to change to a less expensive plan you can do so 1 month after upgrading. If you select a plan which includes Payroll, Expenses, or Projects, additional charges may apply if you go over the stated included number of users (Expenses and Projects) or people paid (Payroll). Your invited users who have access to those features may trigger additional charges on your subscription if the included usage/number of users/people paid are exceeded.
*This offer of 90% off Xero’s then-current regular price for the first 6 months is only available to new customers in Australia purchasing their first organisation on xero.com. Offer available until 11:59pm AEDT on January 30, 2026 using code DC129046AU at checkout. Discount applies to base Ignite, Grow, Comprehensive or Ultimate plan subscriptions only, and will not apply to any additional charges for add-ons, usage or payment fees. After the first 6 months, Xero’s then-current regular price will apply and auto-renew monthly until cancelled. This offer cannot be used with, or exchanged for, any other offer. Xero can change or cancel this offer at any time.
†Invoice limits for the Ignite plan apply to both approving and sending invoices. Transactions initiated by app partners may automatically contribute to your invoice limit.
^Payment fees apply to the use of online invoice payments. See here for more information.
**Median payment times of invoices with a payment service included and sent via SMS by customers using Xero in Australia from 9/1/2024 to 3/31/2025 (compared to invoices sent by email and without payment service included).
Cloud-based accounting software for a healthy business. Start using Xero for free