Give your customers multiple invoice payment options

Accept debit card, credit card, direct debit, Google Pay and Apple Pay payments straight from a Xero online invoice.

A ‘Pay now’ button displays on Xero online invoices received on a laptop and mobile phone.

Add a ‘Pay now’ button

Using a payment service with your online invoices adds a ‘Pay now’ button, allowing your customers to pay you online, instantly.

A Xero online invoice viewed on a mobile phone is marked as paid.

Multiple payment options

Find the right method for you and your customers with multiple ways to pay: debit and credit card, direct debit, Apple Pay or Google Pay.

With a Xero online invoice, customers can pay you in multiple ways, including debit card, credit card and Apple Pay.

Automatic payments

Do you regularly invoice the same customers? Use Stripe auto pay or GoCardless direct debit to get customers set up with automatic payments.

Online invoices display on different devices, including a mobile phone.

Start taking payments now

Our preferred providers

We work with leading payment providers to make sure you’re ready to accept payments in just a few clicks.

  • Included
  • Included


Stripe lets clients pay with debit/credit card, Apple Pay or by automatic payment with auto pay. It feeds into Xero for easy reconciliation.

Set up Stripe
The Stripe logo and a thumbs-up sign represent Stripe’s ability to let customers pay online, instantly.


GoCardless collects bank-to-bank payments on the day they’re due. Reduce admin and improve cash flow with automatic reconciliation in Xero.

Set up GoCardless
The GoCardless logo and two fists bumping on a screen represent GoCardless’s ability to let customers pay online, instantly.

Make getting paid easier

Quick account set-up

Open a Stripe or GoCardless account directly from Xero.

Seamless reconciliation

Easily reconcile payments against your invoices.

Collect recurring payments

Automatically bill regular customers.

Low fees

No sign-up fees and low transaction fees.


Protects you and your customers from fraudulent activity.

Easy for your customers

Simple checkout experience on invoices.

Log in to get started
Two options display for paying an online invoice: credit card or debit card, or direct debit.

Plans to suit your business

All pricing plans cover the accounting essentials, with room to grow.

Payroll-only plan

Pay 1 to 4 employees from $10 and comply with Single Touch Payroll.


Good for larger employers and more complex small businesses.

Ultimate 10


AUD per month

  • Included
    Everything from premium
  • Included
    Payroll for up to ten people
  • Included
    Expenses for up to five people
  • Included
    Projects for up to five people
  • Included
    Advanced insights with Analytics Plus

Start using Xero for free

Access all Xero features for 30 days, then decide which plan best suits your business.

  • Included
    Safe and secure
  • Included
    Cancel any time
  • Included
    24/7 online support