Accounting software for your Indonesian small business
Spend less time on financial admin with Xero’s online accounting software. Xero’s smart tools help you clarify your cash flow, manage online invoices and payments, and simplify your taxes and payroll. Let Xero bookkeeping software streamline your day while you build your business.

Track your cash flow
Stay on top of your income and expenses with real-time insights into where your money’s coming from and where
Automate invoicing and payments
Save time and get paid sooner with invoice templates for recurring invoices, automatic payment reminders, and
Simplify tax compliance
Generate PPN-compliant invoices, manage e-Faktur, and calculate your tax in line with the latest DJP requireme
Customise Xero with connected apps
Boost Xero’s functionality and your business’s efficiency and productivity with apps from the Xero App Store.
Join over 4.2 million subscribers using Xero
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Streamlined invoicing
Send customised invoices with PPN included and track your payments easily from Xero’s central dashboard.
Quotes made simple
Create quick, personalised quotes that you can convert into invoices the moment your customer accepts the job.
Online payments
Get paid sooner by letting customers pay you online – directly from your invoices!
Easier inventory management
Track stock levels in real time, see what’s selling, and reorder on time so you never run out.
DJP-compliant payroll
Simplify your payroll by managing pay, leave, payslips, and BPJS contributions, all from one place.
Track projects
Track project time and costs to keep every project on budget and on schedule.
Explore all Xero’s powerful features that help you manage your Indonesian business’s invoicing, payroll, tax, and more. How Xero can help your small business
Stay on top of cash flow
Easily track income and expenses in IDR and other currencies from one central, user-friendly dashboard. See where your money’s going, spot trends, and get a clear view of your cash flow with up-to-date insights – no accounting experience needed!
- Import your transactions automatically from BCA, BRI, Mandiri, and other major banks with Xero bank feeds
- Categorise and reconcile your transactions to understand your income and spending at a glance
- See your latest financial position every day so you can make confident, informed business decisions

Save time with smarter invoicing
Automate repetitive invoicing tasks so you can focus on growing your business. Xero streamlines invoicing to keep you organised and speed up payments with less manual input.
- Set up recurring invoices and get notified as soon as a customer pays you
- Send payment reminders to your customers automatically – proven to help you get paid faster
- Let customers pay directly with credit or debit cards, PayPal, or local gateways like Midtrans and Xendit

Stay compliant with DJP requirements
Xero’s built-in tools simplify tax compliance for Indonesian businesses. Easily calculate PPN, manage e-Faktur, and prepare tax returns in line with the latest DJP rules.
- Create PPN-compliant invoices ready for e-Faktur submissions
- Track deductible business expenses and calculate the numbers on your returns automatically
- Manage BPJS contributions and payroll tax to stay compliant with local labour laws

Customise Xero with connected apps
Need more tools to grow? Head to the Xero App Store for apps with the niche functions your business needs. Then build a setup that’s perfectly crafted to the way you do business.
- Connect to apps like Midtrans, Jubelio, and Talenta to manage payments, inventory, and payroll
- Choose from hundreds of apps to enhance your workflow and reduce manual tasks
- Forget switching systems – there’s an app with the tools you need that integrates beautifully with Xero.
Start using Xero for free
Access Xero features for 30 days, then decide which plan best suits your business.
When I discovered Xero in 2014, I migrated my first accounts over and haven’t looked back since! I made it my mission to use my experience with Xero to change the way Indonesians managed accounting processes.
Cicih Setiawati of BukuBuku uses Xero to manage her business

Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
FAQs on accounting software
Xero runs entirely online, with no software to install. That means you aren’t tied to one computer – use any device with an internet connection, anywhere. This makes it easy to access bank feeds, manage your finances, and collaborate with your accountant in real time. And your data is secure – Xero stores it securely in the cloud, backs it up regularly, and protects it with multi-factor authentication and enterprise-grade security.
Here’s how Xero online accounting software benefits your businessXero runs entirely online, with no software to install. That means you aren’t tied to one computer – use any device with an internet connection, anywhere. This makes it easy to access bank feeds, manage your finances, and collaborate with your accountant in real time. And your data is secure – Xero stores it securely in the cloud, backs it up regularly, and protects it with multi-factor authentication and enterprise-grade security.
Here’s how Xero online accounting software benefits your businessNo, but it’s very useful. The mobile app works with Xero accounting software to help you run your small business from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow, and bills to pay. You can also reconcile bank accounts and convert quotes to invoices. The mobile app is free with every subscription, and is compatible with iOS and Android.
See how to stay connected to your business on the goNo, but it’s very useful. The mobile app works with Xero accounting software to help you run your small business from anywhere. Keep track of your unpaid and overdue invoices, bank account balances, profit and loss, cash flow, and bills to pay. You can also reconcile bank accounts and convert quotes to invoices. The mobile app is free with every subscription, and is compatible with iOS and Android.
See how to stay connected to your business on the goIt’s straightforward. There are three basic steps to setting up an accounting system. First, open a dedicated business account for all your incoming and outgoing payments. Second, decide which accounting method (cash or accrual) suits your business. Third, choose accounting software like Xero that has the features you need, e-invoicing and the ability to send foreign currency payments.
It’s straightforward. There are three basic steps to setting up an accounting system. First, open a dedicated business account for all your incoming and outgoing payments. Second, decide which accounting method (cash or accrual) suits your business. Third, choose accounting software like Xero that has the features you need, e-invoicing and the ability to send foreign currency payments.
Yes, but you’ll have to do more of the accounting admin yourself.For help, check out Xero’s online resources on how to manage cash flow, track payments, and create invoices. Accounting software like Xero is a big help, too – it keeps all your financial records in one place and its automations help prevent errors, save you time, and make tax season easier. And you can always get expert advice from an accountant.
Find an accountant in Xero’s advisor directoryYes, but you’ll have to do more of the accounting admin yourself.For help, check out Xero’s online resources on how to manage cash flow, track payments, and create invoices. Accounting software like Xero is a big help, too – it keeps all your financial records in one place and its automations help prevent errors, save you time, and make tax season easier. And you can always get expert advice from an accountant.
Find an accountant in Xero’s advisor directoryIt’s easy to use Xero’s basic features. The software is intuitive, so people with no accounting or finance background can learn the basics quickly. It’s easy to connect your bank so your transactions flow into Xero, and to create professional invoices from scratch. Xero has all sorts of resources on business and finance topics to help, all written in plain English for when you want clear, simple answers. If you’re still unsure, Xero users can contact our support team 24/7 for help.
It’s easy to use Xero’s basic features. The software is intuitive, so people with no accounting or finance background can learn the basics quickly. It’s easy to connect your bank so your transactions flow into Xero, and to create professional invoices from scratch. Xero has all sorts of resources on business and finance topics to help, all written in plain English for when you want clear, simple answers. If you’re still unsure, Xero users can contact our support team 24/7 for help.
Technically, yes. But it can be a time-consuming process to work across different data sources and tools. Accounting software like Xero does this work for you. Xero keeps all information in one secure place, and makes automatic calculations to keep your records accurate and up to date. Because Xero is based in the cloud, you can log in at any time, from anywhere, and give your accountant and bookkeeper access so you can easily work with them on your finances.
Technically, yes. But it can be a time-consuming process to work across different data sources and tools. Accounting software like Xero does this work for you. Xero keeps all information in one secure place, and makes automatic calculations to keep your records accurate and up to date. Because Xero is based in the cloud, you can log in at any time, from anywhere, and give your accountant and bookkeeper access so you can easily work with them on your finances.
See more of what Xero can do
Get to know Xero
Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.