Good for sole traders, new businesses, and the self-employed.

  • Included
    24/7 online support
  • Included
    Cancel with one month’s notice
  • Included
    Safe and secure

Included in the starter plan

  • Send invoices and quotes

    Send online invoices and quotes to customers, plus add a payment service. For more than 20 invoices, see the standard plan.†

  • Enter bills

    Track your bills to pay, schedule bill payments, and pay suppliers in a batch. For more than 5, see the standard plan.

  • Reconcile bank transactions

    Match your bank statement and Xero transaction data to keep them in sync.

  • Capture bills and receipts with Hubdoc

    Pull bills and receipts into Xero automatically with Hubdoc. Store all your documents online in one place.

  • Short-term cash flow and business snapshot

    Gain access to business insights, see and plan up to 30 days in the future.

Optional add-ons

  • Manage expenses effortlessly

    Capture costs to submit and reimburse expense claims, plus view spending – all with the expense manager tools in Xero.

  • Track time and costs with job tracking and project accounting in Xero

    Use Xero’s job tracking tools for project planning, budgeting, quoting and invoicing. Record time and track costs with project accounting software.

  • Look ahead with Xero Analytics

    See future cash flow, check financial health and track metrics. Upgrade from Xero Analytics to Analytics Plus for more.

Features in every plan

Frequently asked questions

You can add as many Xero organisations as you like, choose a pricing plan for each one, or set up a free 30 day trial. If you add an organisation and sign up to a pricing plan, you’ll become the subscriber for the organisation. Xero offers a discount for multiple organisations when you subscribe to more than one Business Edition organisation. To qualify for the discount, the organisations need to use the same subscriber email address. The discount is automatically applied when you use the same email address and the organisations use the same country edition of Xero. If an organisation uses a different country edition, contact Xero Support so they can apply the discount manually. For example, if a subscriber has both Australian and UK organisations, they’ll need to contact Xero Support to apply the discount.

You'll receive your invoice at the end of your monthly billing period. Payment will be taken on the date shown on your invoice using the payment details entered when you purchased your subscription. If you’ve incurred usage charges for Xero Payroll, Xero Projects or Xero Expenses – or you have a chargeable direct bank feed – these charges will be invoiced for the previous month.

We're committed to the security of your data and provide multiple layers of protection for the personal and financial information you trust to Xero. Find out more about Xero’s commitments to data protection and data security.

Read our privacy notice for more information

Buy the starter plan

Good for freelancers, sole traders and new businesses.

†Transactions initiated by app partners may automatically contribute to your Starter plan invoice limit.For more invoices, see the standard plan