Do business in multiple currencies

Pay and get paid in over 160 currencies with multi-currency accounting. Use instant currency conversions.

A mobile phone shows multi-currency accounting through invoices and bills.

Instant conversions

Xero converts international transactions for you.

View rate change updates

See how currency markets affect cash flow or profit.

Report in any currency

View reports in local or foreign currencies.

Instant conversions

Xero's multi-currency accounting can process transactions in over 160 currencies.

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    Send invoices, quotes and purchase orders
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    Receive bills and payments
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    Set up foreign exchange bank accounts and bank feeds

View rate change updates

See how fluctuations in exchange rates affect your cash flow and profit.

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    Rates are updated hourly and balances revalued
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    View gains and losses with multi-currency accounting
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    See your total foreign currency exposure at any time

Report in any currency

Create foreign and local currency reports with multi-currency accounting software.

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    See account balances in the profit and loss report and the balance sheet
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    View any transaction, invoice, or bill in a foreign currency
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    Get a report showing the balances of all active currencies in foreign and local currency, and your foreign currency exposure

More about multi-currency accounting

Assign a default foreign currency to specific contacts. When you create invoices or quotes, receive bills or send purchase orders, they’re in the right currency for that contact. You can change the currency on individual transactions using Xero’s multi-currency accounting software.

See how to set a default currency for a contact

Use the automatic exchange rate from XE.com when you're invoicing, quoting or creating other kinds of transaction. Or you can do it manually.

See how to edit an exchange rate on a transaction

Start using Xero for free

Access all Xero features for 30 days, then decide which plan best suits your business.

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    Safe and secure
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    Cancel any time
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    24/7 online support

Xero became a really critical tool for us as we took on more staff.

Kate uses Xero to run her business.

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