Sum and Substance Pty Ltd

Bookkeeper · 31 Dudley Street, Unit 9, Eltham, Victoria

  • Single Touch Payroll

    Specialist

    Single Touch Payroll
  • Platinum champion partner

    Partner status

    Platinum champion partner
  • Partner since 2016

    Experience

    Partner since 2016
  • Xero advisor certified

    Certification

    Xero advisor certified

About us

We are passionate about clients using the systems to the ensure clients save their most valuable asset - which is Time. We like to ensure clients books are always balanced and ensure that the business owners understand their financials to make key business decisions.

Meet the team

Sum and Substance Pty Ltd advisors: 7 - Xero certifications: 1

To become certified, advisors complete learning modules on Xero’s key features and pass a practical exam.

Neha Nayyar

Profile image for Neha Nayyar
  • Xero advisor certified
    Has a strong understanding and practical knowledge of how to use Xero with clients.
  • Single Touch Payroll
    Has training and expertise in helping Australian businesses meet ATO’s requirements for single touch payroll.
  • 2 years Xerocon attendance

Sum and Substance Pty Ltd: Bank experience

Clients of Sum and Substance Pty Ltd connect to a range of banks via Xero. Sum and Substance Pty Ltd specialises in working with some of those banks; they can help with setting up bank feeds, and are knowledgeable about accessing bank loans and streamlining payments through Xero.

Bank connections


  • ANZ (AU)
  • American Express (AU)
  • Bank of Melbourne (AU)
  • BankWest (AU)
  • Bendigo Bank (AU)
  • Central West Credit Union (AU)
  • Commonwealth Bank CBA (AU)
  • ING Direct (AU)
  • Macquarie (AU)
  • National Australia Bank NAB (AU)
  • PayPal
  • Rabobank (AU)
  • Regional Australia Bank (AU)
  • St George Bank (AU)
  • Stripe
  • Westpac (AU)
  • Westpac (AU) - Credit Card

Sum and Substance Pty Ltd: Industry experience

Sum and Substance Pty Ltd works with businesses across a range of industries. They specialise in helping to choose apps that integrate with Xero to boost business performance for some of those industries.

Industries Served


  • Accommodation and hospitality
  • Administration and support services
  • Arts and recreation
  • Construction and trades
  • E-commerce
  • Finance and insurance
  • Healthcare and social services
  • Manufacturing
  • Marketing, advertising and consulting
  • Not-for-profit
  • Professional services
  • Real estate and hiring services
  • Repairs and personal services
  • Retail
  • Wholesale
  • Agriculture
  • Transportation and storage

Sum and Substance Pty Ltd : App experience

Sum and Substance Pty Ltd serves clients who use 13 different apps that connect and integrate with Xero.


Find us

Sum and Substance Pty Ltd has an office in 1 location

Eltham

31 Dudley Street, Unit 9, Eltham, 3095, Victoria

+61 0401409573

New to Xero? Sum and Substance Pty Ltd can help

Xero is beautiful online accounting software for smaller businesses. Sum and Substance Pty Ltd can help make your switch as smooth as possible.

Contact them to find out how they can help your business.

  • 2 Years Xerocon Attendance ?
    The firm shows a commitment to Xero and to professional development by having one or more of their people attend Xerocon, Xero’s annual global conference, for the number of years shown.
  • Partner since 2016
Please note, Xero doesn't guarantee the service of any one advisor

We don’t review advisor listings and we don’t recommend or guarantee the service provided by any one advisor, so make sure you check them out yourself and get comfortable with them yourself.

Xero certification means that some or all team members have completed courses and been assessed by Xero as proficient in the use of the Xero application.

Xero specialisation means that some or all team members have completed several short learning modules to develop skills in that area.

Xero doesn’t assess any individual advisor’s or firm’s proficiency as an accountant, bookkeeper or financial advisor. And Xero certified advisors and advisors with industry or bank specialisations are not employees of Xero.