Practical CFO Ltd


  • Silver champion partner

    Partner status

    Silver champion partner
  • Partner since 2019


    Partner since 2019
  • Xero advisor certified


    Xero advisor certified

About us

We are a firm of accountants with significant, first-hand experience of running high growth businesses. This means good planning, high quality analysis & insights, and the right structures to help the management team make the right decisions at the right time.

We advise on commercial aspects, strategic planning, setting up effective systems and maintaining financial compliance.

Find us on the web

Meet the team

Practical CFO Ltd advisors: 5 - Xero certifications: 4

To become certified, advisors complete learning modules on Xero’s key features and pass a practical exam.

Matt Topham


Profile image for Matt Topham
  • Xero advisor certified
    Has a strong understanding and practical knowledge of how to use Xero with clients.

Matt is a practical finance director with a track record working with pre-revenue startups, high-growth technology and consultancy companies.

Practical CFO Ltd: Bank experience

Clients of Practical CFO Ltd connect to a range of banks via Xero. Practical CFO Ltd specialises in working with some of those banks; they can help with setting up bank feeds, and are knowledgeable about accessing bank loans and streamlining payments through Xero.

Bank connections

  • American Express (UK)
  • Barclaycard Business
  • Barclays Business (UK)
  • Capital on Tap
  • HSBC Business (UK)
  • Lloyds Business (UK)
  • Monzo Business
  • PayPal
  • Silicon Valley Bank (UK)
  • Starling Bank
  • Stripe
  • Wise Business

Practical CFO Ltd: Industry experience

Practical CFO Ltd works with businesses across a range of industries. They specialise in helping to choose apps that integrate with Xero to boost business performance for some of those industries.

Industries Served

  • Marketing, advertising and consulting
  • Professional services
  • Media and communications
  • Administration and support services
  • Manufacturing

Practical CFO Ltd : App experience

Practical CFO Ltd serves clients who use 2 different apps that connect and integrate with Xero.

Connected apps

New to Xero? Practical CFO Ltd can help

Xero is beautiful online accounting software for smaller businesses. Practical CFO Ltd can help make your switch as smooth as possible.

Contact them to find out how they can help your business.

  • 1 Year Xerocon Attendance ?
    The firm shows a commitment to Xero and to professional development by having one or more of their people attend Xerocon, Xero’s annual global conference, for the number of years shown.
  • Partner since 2019
Please note, Xero doesn't guarantee the service of any one advisor

We don’t review advisor listings and we don’t recommend or guarantee the service provided by any one advisor, so make sure you check them out yourself and get comfortable with them yourself.

Xero certification means that some or all team members have completed courses and been assessed by Xero as proficient in the use of the Xero application.

Xero specialisation means that some or all team members have completed several short learning modules to develop skills in that area.

Xero doesn’t assess any individual advisor’s or firm’s proficiency as an accountant, bookkeeper or financial advisor. And Xero certified advisors and advisors with industry or bank specialisations are not employees of Xero.