Limited time only
90% off your plan for your first 6 months

Offer ends 30 September. Terms apply.

Xero for small businesses

Manage your finances, control cash flow and integrate with apps. See how Xero can help businesses in your industry.

  • Advertising

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Agriculture

    Track inventory, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Architects

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Auto repair

    Set up bank feeds, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Bars

    Claim expenses, send invoices, and collaborate with your accountant or bookkeeper online.

  • Cafes

    Claim expenses, set up bank feeds, and do your accounting on the go with the Xero mobile app.

  • Car dealers

    Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

  • Childcare

    Track tuition income, log expenses, reconcile bank transactions, and prepare for tax season in one platform.

  • Churches

    Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Cleaning services

    Accounting tools for your financial admin and the ability to connect third-party cleaning scheduling apps for industry-specific tools.

  • Construction

    Send quotes, create invoices, track expenses and manage jobs from the mobile app.

  • Consulting

    Create invoices, claim expenses, and do your accounting on the go with the Xero mobile app.

  • Contractors

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Ecommerce

    Track cash flow, pay bills, and accept online sales across multiple currencies.

  • Education

    Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Electricians

    Handle job costing, time tracking, payroll, and financial reporting in one place.

  • Engineering

    Claim expense, set up bank feeds, and benefit from a user-friendly design.

  • Farming

    Automate everyday tasks, track everything in one place, and send invoices online.

  • Freelancers

    Make tax time easier, set up bank feeds, and collaborate with your accountant and bookkeeper online.

  • Gyms

    Claim expenses, do your accounting on the go with the Xero mobile app, and collaborate with your accountant.

  • Healthcare

    Simplify payroll, track inventory, and manage your workload on the go.

  • Hospitality

    Stay on top of cash flow, manage bill payments, and pay employees online.

  • Hospitals

    Track cash flow, easily accept payments, and pay staff quickly.

  • Hotels

    Automate everyday tasks, track everything in one place, and send invoices online.

  • Insurance

    Stay on top of cash flow, claim expenses, and pay employees online.

  • Landlords

    Keep track of property finances, automate rent collection and manage tenancy records.

  • Landscaping

    Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

  • Lawn care

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Invoice clients, keep track of bills, and give clients more ways to pay.

  • Logistics

    Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

  • Manufacturing

    Track inventory, send quotes, and monitor your financial performance online.

  • Massage therapists

    Claim expenses, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Mining

    Claim expenses, set up bank feeds, and benefit from a user-friendly design.

  • Moving companies

    Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

  • Nannying

    Automate admin, set up bank feeds, and collaborate with your accountant or bookkeeper online.

  • Nonprofits

    Track cash flow, pay bills, and accept online sales across multiple currencies.

  • Nursing homes

    Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Personal trainers

    Send invoices, do your accounting on the go with the Xero mobile app, and collaborate with your accountant.

  • Photographers

    Track deposits, job profit, and sales tax, and speed up photography invoicing.

  • Pool servicing

    Manage scheduling, routing, invoicing, and reporting in one easy system.

  • Printing

    Simplify payroll, track inventory, and manage your workload on the go.

  • Professional services

    Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

  • Real estate

    Track performance, manage expenses, and do your accounting on the go with the Xero mobile app.

  • Restaurants

    Automate admin, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Retail

    Track cash flow, easily accept payments, and pay staff quickly.

  • Salons

    See profit, cash flow and your top services, and make confident calls on stock, rent and hiring.

  • Self employed

    Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

  • Start up

    Save time on bookkeeping and keep a close eye on cash flow and the financial health of your business.

  • Textile

    Track inventory, claim expenses, and collaborate with your accountant or bookkeeper online.

  • Translators

    Send invoices, schedule bill payments, and enjoy simple bank reconciliation.

  • Transportation

    Do your accounting on the go with the Xero mobile app, claim expenses, and connect to your bank.

  • Travel agencies

    Do your accounting on the go with the Xero mobile app, pay staff easily, and claim expenses.

  • Trucking

    Invoicing, expense tracking, bank reconciliation, and real-time reporting together in one place, for owner-operators and small businesses.

Pay your bills at no extra cost

Free standard ACH bill payments are now included in Xero business plans.*

Early

$2.50 per month

for the first 6 months

Then $25 per month

An easy financial foundation - track cash flow with the essentials.

  • Included
    Send quotes and 20 invoices†
  • Included
    Accept online invoice payments^
  • Included
    5 bills
  • Included
    Reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with basic graphs
  • Included
    30 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)

Growing

$5.50 per month

for the first 6 months

Then $55 per month

Go beyond the basics - automate tasks and access performance dashboards.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    60 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Budget with smart suggestions

Forecast with clarity

Forecast with clarity

Established

$9 per month

for the first 6 months

Then $90 per month

Future proof your scaling business - with advanced tools and analytics.

  • Included
    Send invoices and quotes
  • Included
    Accept online invoice payments^
  • Included
    Automate bill entry and track bills
  • Included
    Auto-reconcile bank transactions
  • Included
    Smart Document Capture
  • Included
    View real-time reports
  • Included
    W-9 + 1099 management
  • Included
    Sales tax
  • Included
    Visualize performance with graphs
  • Included
    180 day cash flow forecast
  • Included
    Make online bill payments (Domestic - Free ACH)
  • Included
    Make online bill payments (Cross Border)
  • Included
    Customize performance dashboards
  • Included
    Tailored financial health scorecards
  • Included
    Analyze KPIs and ratios
  • Included
    Use multiple currencies
  • Included
    Track time and costs for projects
  • Included
    Employee expense and mileage claims
  • Included
    Benchmark against the industry
  • Included
    Make online bill payments (International)
  • Included
    Budget with smart suggestions

Explore useful features to run your business

Xero’s online accounting software is designed to make life easier for small businesses – anywhere, any time.

*Fees apply for other payment methods.