Legal centre
Here you'll find all the legal information for our products, services and websites.

Terms of use
This is our contract with you – our commitment as a service provider and your obligations as a customer.
Find out more about our terms of use
Privacy notice
Learn how Xero treats personal data across the websites we operate and services we provide.
Find out more about our privacy notice
Cookie notice
Here you’ll find information covering our use of cookies and tracking technologies.
Find out more about our cookie notice
Yodlee terms of use
These are the terms governing your use of the Yodlee data gathering service from within Xero.
Partner agreement
These are the terms that apply to accountants and bookkeepers that become Xero partners.
Find out more about our partner agreement
Developer Platform terms of use
These are the terms that apply to app partners that access the Xero Developer Platform.
Find out more about our terms of use for developers
Developer Platform Commercial terms of use
These are the terms that apply to app partners who are on a paid Developer Platform plans and incorporates the Xero App Store terms.
Find out more about our Developer Platform Commercial Terms
Payments terms
These are the terms for some of the payments services you can use with Xero, including Stripe and BILL.
Find out more about Xero's payments terms
Account information services
These are the terms that apply when Xero provides account information services to customers in the UK and the EU.
Find out more about our account information services
Data processing terms
These are our GDPR data processing terms.
Read our data processing terms
CCPA personnel and candidate terms
These are additional privacy terms that apply for personnel (and job candidates) resident in California.
Read our terms for CCPA personnel and job candidates
Digital Services Act 2022 (EU)
Here you’ll find information on Xero’s commitment to complying with the Digital Services Act 2022 (EU).