Read article

Boosting business productivity: how can UK SMEs reach their potential?

SMEs are the backbone of the UK economy. They employ nearly two thirds of all people in the UK and contribute more than half of private sector revenue.

Read article

How hiring happens

  • Hiring people

To gain insight into UK employment, we looked at anonymised, aggregated data drawn from hundreds and thousands of Xero subscribers in the UK. We were then able to measure the number of people on the payroll at each of these companies, and how that number changed from month to month.

Read article

Creating a more responsible payment culture

Challenging the late payment culture

Read article

International trading

  • Trading overseas

The UK’s history of exports is long and illustrious, involving a variety of goods such as steel, textiles and ships. In fact, Britain was once the leading exporter of goods across the world. While this is no longer the case, the UK still has a big part to play in global trading.

Read article

A closer look at cash flow

  • Cash flow

As the venture capitalist Fred Adler once said: “Happiness is a positive cash flow.” Yes, positive cash flow keeps small businesses running, while negative cash flow can keep them up at night. A business with more money going out than coming in often isn’t long for this world.

Read article

We need a cultural change to tackle late payments

Xero Small Business Insights provides a monthly snapshot of the UK’s small business sector. Taking anonymised, aggregated data, it provides insights into four key areas of small business health: cash flow, getting paid, hiring people and trading overseas.

Read article

Getting paid in full and on time

  • Getting paid

We all know just how detrimental late payments can be to any business. It can be hugely frustrating not to get money owed to you, but the potential damage goes much further than that.

Read article

How to avoid the summer slump

Summer brings a welcome break for most Brits, but less so for small business owners. Typically considered a slower month for many businesses, the summer sunshine can put extra pressure on both cash flow and staff turnout.

Read article

Tackling the UK’s productivity puzzle

Where are we to date on the UK’s productivity puzzle?

Read article

Challenging the late payment culture

Challenging the late payment culture