GoCardless ensures your Xero invoices get paid on time, everytime using Direct Debit.

Get GoCardless

Get paid on time and reconcile invoices automatically

GoCardless allows you to take control of your payments, ensuring your invoices get paid in a timely manner via Direct Debit. With automatic reconciliation in Xero, GoCardless improves your cash flow and reduces your admin. Join over 30,000 businesses processing over £4bn a year and say goodbye to late payments forever.

GoCardless gives you:

  • An easy, automated way for your customers to pay by Direct Debit.

  • A single solution for repeat payments: Customers only need to set up a Direct Debit once and then all future payments are automatically collected as soon as they are due based on invoice value (fixed or variable amounts)

  • Reduced admin: Stop chasing customers and automatically reconcile invoices with payments.

  • Low fees and free integration: Pay just 1%, capped at £2 per transaction, with no set up costs or hidden fees.

Helpful information

Who is it for?

Direct Debit is the ideal payment method for taking recurring payments. Payments can be for fixed amounts (like rent, subscriptions or a retainer fee) or variable, like quarterly invoices for consulting work. If you are sending multiple invoices to the same customer, Direct Debit could be a great payment option for you. 

Note: Direct Debit payments take a couple of days to clear, so if you need instant confirmation of funds, we recommend using an alternative payment method. Direct Debit is also not suitable for very high average transactions (greater than £5,000).

How does it work with Xero?

GoCardless for Xero is a dedicated app that connects your Xero account with a GoCardless account. 

Once you have integrated your accounts you can use GoCardless for Xero to set up Direct Debit mandates for your Xero customers via a simple online form. 

You can then collect payment directly from your customer’s bank account when you generate invoices in Xero. 

Payments and invoices are then reconciled automatically in Xero.

Get started

How do you sync it with Xero?

Get started in four simple steps:

  1. Connect your account: Connect your Xero account to the GoCardless for Xero app. You can create a GoCardless account in minutes during the set-up.
  2. Set up your customers: Send out requests to set up a Direct Debit via email, either automatically when you create a customer in Xero or manually. Mandates can be imported from exiting GoCardless accounts and matched to your Xero customers.
  3. Start collecting payments: Each time you create an invoice in Xero you can collect the payment automatically by Direct Debit on the invoice due date. Or you can manually collect payments for specific customers or invoices using Xero branding themes. Collect payments in both Pounds and Euros. 
  4. Automatically reconcile invoices: Once you’ve received a payment, the relevant invoice(s) will be marked as paid with the GoCardless fee automatically posted as an expense too.

Get started

How much does it cost?

Sign up is free with no minimum contract. You only pay 1% per transaction, min 20p, max £2 with no minimum spend or set up fee.

See pricing

What countries does it operate in?

GoCardless operates in the UK, Eurozone and Sweden. 

What support does it offer?

The GoCardless for Xero integration is powered by Directli, who provide our technical support.

If you have any questions about the integration you can contact the Directli support team on or 0330 122 0140 .

Visit the Directli support centre here.

Gocardless are Winners

Xerocon UK 2017 - App Partner of the Year

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Rated5out of5

This is a must have add-on!

Streamline how you collect your money from your clients - it is easy to set up and takes minutes to refresh.  We'll be sharing this with our clients.

Rated5out of5

We've been using GoCardless and Directli for years and would be lost without it. It streamlines our collection process so it happens in the background, and the support is always very speedy and helpful.

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