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Ask any New Zealand small business owner what keeps them up at night and cash flow will likely be in the mix. Cash flow is a critical indicator of how a business is coping and the timely payment of accounts can make or break a small business.

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Small but mighty is the mantra for our small business sector. In 2017, total employment by New Zealand’s small businesses accounted for 30 percent of the working population making them a key driver of job growth.

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Given our size, proximity to others, and abundance of natural resources; NZ trade has always been critical to our economic well being. As the world continues to become more connected, more and more Kiwi small businesses are embracing the opportunity to broaden the reach of their goods and services.