Get paid on time, every time, with GoCardless

Wish your cash flow was more predictable? We’ve teamed up with GoCardless so you can accept direct debit payments, to get your ad-hoc and recurring payments flowing without having to go to great lengths.

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Improve cash flow

Improve cash flow

Automatically collect payment for any Xero invoice on the due date, whether recurring or ad-hoc.

Reduce admin

Reduce admin

Be more productive. Spend less time chasing unpaid invoices and manually reconciling payments.

Happier customers

Happier customers

Give great customer experiences with a secure payment method that is hassle-free and easy to use.


For Jonathan, Xero and GoCardless was a no brainer

See how accountancy firm FD Works uses GoCardless for Xero to get paid on time and improve cash flow.

Together, we'll ensure you get paid on time, every time

GoCardless allows you to take control of your payments, ensuring your invoices get paid on time, every time via Direct Debit. With automatic reconciliation in Xero, GoCardless improves your cash flow and reduces your admin. Join over 35,000 businesses round the world and say goodbye to late payments forever.

Adding GoCardless as a payment service in Xero is simple. Give your customers the option to pay via GoCardless in just a few clicks.


Set up in minutes, save hours of chasing payments

Get connected

The GoCardless for Xero app connects GoCardless to your Xero account. If you don’t have a GoCardless account already, you can easily create one from within the app.

Online mandates

Set up direct debits

Send requests to customers to set up online direct debit authorities and authorise direct debit payment. You can import existing GoCardless authorities into Xero and automatically match them to your customers too.

Manage payments

Automatically collect payments on the invoice due date. Funds are automatically received in your bank account two days after the customer is charged. Collect payments in NZD, AUD, Pounds and Euros.

Sync with Xero

Once you’ve received payment, the relevant invoice is automatically marked as paid and the GoCardless fee is instantly posted as an expense. Real-time notifications of any failed payments mean you always know where you stand.

Read more about direct debit

Get started with GoCardless for Xero

Getting started is simple. Set up a GoCardless account and connect your Xero account to the GoCardless for Xero app.

Learn more