Saint & Co.

Accountant · Wavell Drive, Rosehill Industrial Estate, CA1 2SA, Carlisle, England

  • Xero Migration

    Specialist

    Xero Migration
  • Making Tax Digital VAT Ready

    Specialist

    Making Tax Digital VAT Re…
  • Platinum champion partner

    Partner status

    Platinum champion partner
  • Partner since 2010

    Experience

    Partner since 2010
  • Xero payroll certified

    Certification

    Xero payroll certified
  • Xero advisor certified

    Certification

    Xero advisor certified

About us

Whether your business is farming or fashion, hi-tec or home-based, tourism or technology, Saint & Co are the recommended accountants in the Lake District. With offices in all the major towns and in South West Scotland, we are long-established and have an enviable reputation for helping local businesses and their owners face the challenges of the new economy.

Saint & Co delivered a ground breaking new business and technology event in October, to over 200 business owners, called BITE 2018. Sponsored primarily by Xero, AutoEntry and Rocketspark as well as several other great companies, BITE gave clients, colleagues and new friends the opportunity to explore the latest and best in tech all surrounding (and integrating with) the accounting software Xero. See the video for more info.

Affiliations

  • Association of Accounting Technicians (UK)
  • Association of Taxation Technicians
  • Chartered Institute of Taxation
  • Institute of Chartered Accountants in England and Wales

Meet the team

Saint & Co. advisors: 140 - Xero certifications: 15

To become certified, advisors complete learning modules on Xero’s key features and pass a practical exam.

Michelle Ruddick

Chartered Accountant

Profile image for Michelle Ruddick
  • Xero advisor certified
    Has a strong understanding and practical knowledge of how to use Xero with clients.
  • Making Tax Digital VAT Ready
    Has training and expertise in helping UK businesses meet the HMRC requirements for Making Tax Digital for VAT.
  • Xero Migration
    Has training and expertise in switching clients to Xero.
  • 4 years Xerocon attendance

I have been with Saint & Co since 2000. As a Senior Manager, I am responsible for managing office workflow, reviewing company accounts, preparing corporation tax and training clients & staff on Xero.

Krissie Jack

Profile image for Krissie Jack
  • Xero advisor certified
    Has a strong understanding and practical knowledge of how to use Xero with clients.

I have been with Saint & Co since 2005. As an Accounting Technician, I am responsible for preparing Sole Trader, Partnership, and Limited Company accounts.

Lisa Yeomans

Profile image for Lisa Yeomans
  • Xero advisor certified
    Has a strong understanding and practical knowledge of how to use Xero with clients.

Lorraine Mitchell

Profile image for Lorraine Mitchell
  • Xero advisor certified
    Has a strong understanding and practical knowledge of how to use Xero with clients.

Helen Wale

Accounts Clerk

Profile image for Helen Wale
  • Xero advisor certified
    Has a strong understanding and practical knowledge of how to use Xero with clients.

I’m passionate about using Xero to make a real difference to our clients’ day-to-day running of their business. I have been with Saint and Co. since 2009 and constantly called the Xero Hero.

Saint & Co.: Bank experience

Clients of Saint & Co. connect to a range of banks via Xero. Saint & Co. specialises in working with some of those banks; they can help with setting up bank feeds, and are knowledgeable about accessing bank loans and streamlining payments through Xero.

Bank connections


  • American Express (UK)
  • Bank of Scotland Business
  • Barclaycard Business
  • Barclays Business (UK)
  • Barclays Personal (UK)
  • Capital on Tap
  • Cashplus Bank
  • Coutts (UK) - Business
  • Cumberland Building Society
  • HSBC Business (UK)
  • HSBC Kinetic
  • Handelsbanken
  • Lloyds Business (UK)
  • NatWest
  • PayPal
  • Revolut
  • Royal Bank of Scotland (RBS)
  • Santander (UK)
  • Starling Bank
  • Stripe
  • The Co-operative Bank (UK)
  • Tide
  • Virgin Money (UK)

Saint & Co.: Industry experience

Saint & Co. works with businesses across a range of industries. They specialise in helping to choose apps that integrate with Xero to boost business performance for some of those industries.

Industries Served


  • Accommodation and hospitality
  • Administration and support services
  • Agriculture
  • Arts and recreation
  • Construction and trades
  • E-commerce
  • Education
  • Finance and insurance
  • Healthcare and social services
  • Manufacturing
  • Marketing, advertising and consulting
  • Not-for-profit
  • Professional services
  • Real estate and hiring services
  • Repairs and personal services
  • Retail
  • Transportation and storage
  • Wholesale
  • Media and communications

Saint & Co. : App experience

Saint & Co. serves clients who use 4 different apps that connect and integrate with Xero.



Connected apps

Find us

Saint & Co. has offices in 9 locations

Carlisle

Wavell Drive, Rosehill Industrial Estate, CA1 2SA, Carlisle, CA1, England

+44 1228534371

Annan

26 High Street, Annan, DG12 6AJ, Scotland

+44 1461 202732

Ambleside

Church Street, The Old Police Station, Ambleside, LA22 0BT, England

+44 15394 33430

Cockermouth

CA13 0QT, Unit 7B Lakeland Business Park, Cockermouth, CA13 0QT, England

+44 1900 824118

Dumfries

23 George Street, Dumfries, DG1 1EA, Scotland

+44 1387 257322

Millom

7 Saint George's Terrace, Millom, LA18 4DB, England

+44 1229 772203

Penrith

CA11 9GR, 4 Mason Court, Gillan way, Penrith, CA11 9GR, England

+44 1768 865189

Whitehaven

12-13 Church Street, Whitehaven, CA28 7AY, England

+44 1946 693731

Wigton

49 High Street, Wigton, CA7 9NJ, England

+44 16973 42173

New to Xero? Saint & Co. can help

Xero is beautiful online accounting software for smaller businesses. Saint & Co. can help make your switch as smooth as possible.

Contact them to find out how they can help your business.

  • 5 Years Xerocon Attendance ?
    The firm shows a commitment to Xero and to professional development by having one or more of their people attend Xerocon, Xero’s annual global conference, for the number of years shown.
  • Partner since 2010
Please note, Xero doesn't guarantee the service of any one advisor

We don’t review advisor listings and we don’t recommend or guarantee the service provided by any one advisor, so make sure you check them out yourself and get comfortable with them yourself.

Xero certification means that some or all team members have completed courses and been assessed by Xero as proficient in the use of the Xero application.

Xero specialisation means that some or all team members have completed several short learning modules to develop skills in that area.

Xero doesn’t assess any individual advisor’s or firm’s proficiency as an accountant, bookkeeper or financial advisor. And Xero certified advisors and advisors with industry or bank specialisations are not employees of Xero.